Kathy Kraninger

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Kathy Kraninger
Kathy Kraninger (cropped).jpg
2nd Director of the Consumer Financial Protection Bureau
Assumed office
December 11, 2018
PresidentDonald Trump
DeputyBrian Johnson (acting)
Preceded byRichard Cordray
Personal details
Born (1974-12-28) December 28, 1974 (age 44)
Chagrin Falls, Ohio, U.S.
Political partyRepublican
EducationMarquette University (BS)
Georgetown University (JD)

Kathleen Laura Kraninger (born December 28, 1974) is a United States government official who is the current Director of the Consumer Financial Protection Bureau (CFPB), having been confirmed in December 11, 2018.[1] She previously worked in the White House Office of Management and Budget in the Trump administration.[2][3][4][5]

She is a graduate of Marquette University, where she studied history and political science and earned her certification to teach high school social studies. After graduation from college, she taught as a Peace Corps volunteer in Ukraine, which redirected her professional career to government services. She has served since then in various US government offices.[6][7][8]

Early life and education[edit]

Kraninger was born and raised in Chagrin Falls, Ohio.[7] She attended Marquette University from 1993 to 1997, where she graduated magna cum laude with a BS in political science and history. After college, she traveled to Ukraine as a Peace Corps volunteer where she worked from September 1997 to late November 1999. Upon returning from Ukraine, she studied at Georgetown University Law Center from 2003 to 2007, where she obtained her law degree attending law school at night while working during the day.[7][9]


Prior to being nominated as the second Director of the CFPB, she has had extensive experience working in budget and national security matters for legislative and executive branch agencies.

Department of Homeland Security[edit]

Kraninger served as a policy advisor to the United States Secretary of Homeland Security from 2003 to middle of 2005. From the middle of 2006 to 2009, she later served as a deputy assistant secretary in the office of screening coordination.

Legislative branch staff[edit]

Kraninger has worked as a legislative staffer for both the United States House of Representatives and the United States Senate.[10] In the Senate, she served as the Clerk on the Senate Appropriations Subcommittee for Homeland Security, which oversees the budget of the Department of Homeland Security, from 2013 to 2017).[10] Prior to that she served on the Senate Committee on Homeland Security and Governmental Affairs as a staffer from April 2004 to July 2006.[10] She also worked as a staff member on the United States House of Representatives Committee on Appropriations from July 2011 to April 2013.

Office of Management and Budget (2017 - 2018)[edit]

Kraninger served as an associate director within the Office of Management and Budget, overseeing general government.[11] As an associate program director, she oversaw $250 billion in funding for seven cabinet departments and other federal agenciesdate=, including the United States Departments of Commerce, Homeland Security, Justice, Housing and Urban Development, and Treasury.[11][10]

Consumer Financial Protection Bureau (2018 - present)[edit]

On June 16, 2018, White House Deputy Press Secretary Lindsay Walters announced that President Donald Trump would nominate Kraninger as Director of the Consumer Financial Protection Bureau,[12] a position then held by OMB Director Mick Mulvaney. Her nomination was criticized for a perceived lack of qualifications by consumer groups and conservatives in the Senate.[13] Senator Elizabeth Warren threatened to block the nomination over Kraninger's alleged role in the Trump administration's "zero tolerance" policy, which drew criticism for separating migrant children from their parents at the U.S./Mexico border.[14] In testimony before Congresswoman Katie Porter, Kraninger was unable to calculate the APR of an ordinary payday loan. [15] Kraninger was confirmed on December 6, 2018 in a 50–49 straight party-line vote.[16]


In 2014, Marquette University awarded Kraninger its Young Alumna of the Year Award.[7] In 2009 she was granted the Meritorious Public Service Award by the United States Coast Guard.[17]


  1. ^ O'Donnell, Katy (December 6, 2018). "Senate confirms Trump nominee Kraninger to lead consumer bureau". Politico. Retrieved December 20, 2018.
  2. ^ OMB Personnel, US Government Manual, accessed 06/16/2018
  3. ^ Perlman, Derek Kravitz,Al Shaw,Claire. "Kathleen Kraninger | Trump Town". ProPublica. Retrieved June 16, 2018.
  4. ^ Kathleen L. Kraninger (interview), C-SPAN
  5. ^ Clozel, Lalita. "Kathy Kraninger to Be Nominated to Head Consumer Financial Protection Bureau". The Wall Street Journal. Retrieved June 19, 2018.
  6. ^ (ProPublica), Al Shaw. "Kathleen Kraninger Financial Disclosure". documentcloud.org. Retrieved June 16, 2018.
  7. ^ a b c d Young Alumna of the Year Award "KATHLEEN L. KRANINGER, ARTS '97" Check |url= value (help). Marquette University. April 24, 2014. Retrieved December 11, 2019.
  8. ^ Kathy Kraninger Joins The Sentinel HS Group as Senior Director. JOC.com
  9. ^ "Senate Homeland Security staffer says 'don't sweat the small stuff'". Federal News Network. July 27, 2016. Retrieved December 10, 2019.
  10. ^ a b c d "Kathy Kraninger". AFCEA Homeland Security Conference. July 11, 2018. Retrieved December 11, 2019.
  11. ^ a b Puzzanghera, Jim (June 18, 2018). "Critics say CFPB nominee Kathy Kraninger lacks the experience to be the nation's top consumer financial watchdog". Los Angeles Times. Retrieved December 11, 2019.
  12. ^ Lane, Sylvan (June 16, 2018). "Trump to nominate budget official as next consumer bureau chief". TheHill. Retrieved June 16, 2018.
  13. ^ "Trump set to nominate OMB's Kraninger to succeed Mulvaney as consumer watchdog, sparking criticism from both left and right". CNBC. Retrieved June 19, 2018.
  14. ^ Smith, Ryan. "Warren threatens to block Trump's CFPB nominee". MPA Mag. Retrieved June 19, 2018.
  15. ^ Porter, Katie (March 28, 2019). "Rep. Porter questions CFPB Director on what an APR is". Youtube. Retrieved December 11, 2019.
  16. ^ "US Senate Roll Call Votes 115th Congress - 2nd Session". United States Government Publishing Office. Retrieved December 6, 2018.
  17. ^ https://www.govinfo.gov/content/pkg/CHRG-115shrg32318/pdf/CHRG-115shrg32318.pdf
Government offices
Preceded by
Richard Cordray
Director of the Consumer Financial Protection Bureau