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The game is a side-scrolling beat 'em up that uses the same engine used in Mad Stalker: Full Metal Force, also for the PlayStation. There is a total of 12 characters, including the four story characters and the eight unlockable bosses.
The game is controlled with two attack buttons (strong and weak) and the directional pad for moving left, right, crouching, and jumping. Shoulder buttons can also be used to change between foreground and background and can be used to activate the character's special attack.
An unusual aspect of the game is that if the player stands still during an attack, it is considered a guard. Other features include a combo counter and a guided elemental attack which launches an enemy.
In the world of Panzer Bandit, sources have since gone scarce with the reduction in energy that is consistently used by humans. For this, an organization called Arc, led by the evil Prof. Fuarado, seek to manipulate the consumption of preserved energy and ultimately conquer the world with that in possession. For the course of the game, four heroes are required to take the preserved energy before Arc and ultimately, destroy whatever is left of Arc.
Upon the release, French magazine Consoles Plus gave Panzer Bandit a highly positive review and rated it 87%. According to a retrospective by Kurt Katala of Hardcore Gaming 101, "the incredibly fun" Panzer Bandit is "a total blast to play" yet also "one of the most sadly obscure of PlayStation import games."
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