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The Banks and Banking Portal

The Bank of England, established in 1694

A bank is a financial institution that accepts deposits from the public and creates a demand deposit while simultaneously making loans. Lending activities can be directly performed by the bank or indirectly through capital markets.

Whereas banks play an important role in financial stability and the economy of a country, most jurisdictions exercise a high degree of regulation over banks. Most countries have institutionalized a system known as fractional-reserve banking, under which banks hold liquid assets equal to only a portion of their current liabilities. In addition to other regulations intended to ensure liquidity, banks are generally subject to minimum capital requirements based on an international set of capital standards, the Basel Accords. (Full article...)

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5 April 2024 –
The Reserve Bank of Zimbabwe launches a new currency, Zimbabwe Gold, backed on gold reserves and foreign currencies amid depreciation of its current currency, the Zimbabwean dollar. (AP)
19 March 2024 – Gang war in Haiti
Four armed men storm the Bank of the Republic of Haiti in Port-au-Prince, Haiti, injuring a security guard. All the attackers are killed in the ensuing shootout with police. (The Haitian Times)



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