Portal:Banks

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The Banks and Banking Portal

The Bank of England, established in 1694

A bank is a financial institution that accepts deposits from the public and creates a demand deposit while simultaneously making loans. Lending activities can be performed either directly or indirectly through capital markets.

Due to the importance of banks in the financial stability of a country, most jurisdictions exercise a high degree of regulation over banks. Most countries have institutionalized a system known as fractional reserve banking, under which banks hold liquid assets equal to only a portion of their current liabilities. In addition to other regulations intended to ensure liquidity, banks are generally subject to minimum capital requirements based on an international set of capital standards, the Basel Accords. (Full article...)

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8 November 2020 –
Turkish Finance Minister Berat Albayrak announces his resignation on social media due to "health reasons". It comes two days after the chief of the Turkish Central Bank was fired by President Recep Tayyip Erdoğan. (Reuters)
3 November 2020 – Economic impact of the COVID-19 pandemic; COVID-19 pandemic in Australia
The Reserve Bank of Australia slashes its official cash rate to a historic low 0.1%, in an attempt to boost spending in the economy and address the high rate of unemployment caused by the COVID-19 pandemic. It is also expected that the cash rate will not go up for at least another three years. (The Guardian)
25 October 2020 – COVID-19 pandemic
Reserve Bank of India's Governor Shaktikanta Das tested positive for COVID-19. (The Hindu)

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