Portal:Banks

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The Banks and Banking Portal

The Bank of England, established in 1694

A bank is a financial institution that accepts deposits from the public and creates a demand deposit while simultaneously making loans. Lending activities can be directly performed by the bank or indirectly through capital markets.

Banks play an important role in financial stability and the economy of a country, most jurisdictions exercise a high degree of regulation over banks. Most countries have institutionalized a system known as fractional reserve banking, under which banks hold liquid assets equal to only a portion of their current liabilities. In addition to other regulations intended to ensure liquidity, banks are generally subject to minimum capital requirements based on an international set of capital standards, the Basel Accords. (Full article...)

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Did you know...

  • ... that £100,000,000 notes known as "Titans" are locked away in the Bank of England?
  • ... that the primarily glass facade of 510 Fifth Avenue was said to have "led the banking profession out of the cellar and onto the street"?
  • ... that the Hanbo scandal, one of South Korea's largest corruption cases, involved presidential aides, a former minister, and top banking executives?
  • ... that Charles E. Mills had dual careers in banking and explosives?
  • ... that the Emigrant Industrial Savings Bank Building's main banking hall was described as "the one real asset" of a nearly bankrupt New York City in the 1970s?
  • ... that 1 William Street was described by the New York Architect magazine as New York City's "most complete banking institution" upon its completion?

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