Portal:Banks

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The Banks and Banking Portal

London.bankofengland.arp.jpg
The Bank of England, established in 1694

A bank is a financial institution that accepts deposits from the public and creates a demand deposit while simultaneously making loans. Lending activities can be directly performed by the bank or indirectly through capital markets.

Because banks play an important role in financial stability and the economy of a country, most jurisdictions exercise a high degree of regulation over banks. Most countries have institutionalized a system known as fractional-reserve banking, under which banks hold liquid assets equal to only a portion of their current liabilities. In addition to other regulations intended to ensure liquidity, banks are generally subject to minimum capital requirements based on an international set of capital standards, the Basel Accords. (Full article...)

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30 March 2023 – Iran–United States relations
The International Court of Justice (ICJ) rules that the United States violated its 1955 friendship treaty with Iran when it allowed its domestic courts to freeze assets held by Iranian companies, but said that the ICJ does not have jurisdiction over the US$1.75 billion worth of frozen assets held by the Central Bank of Iran. Both countries claimed victory in the ruling. (Reuters)

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