Public insurance adjusting

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Public insurance adjusters help policy holders receive payment from insurance companies. Public adjusters represent the policyholder for a small percentage of the resulting settlement money from the insurance claim.[1][2]

What they do[edit]

Public insurance adjusters represent the policyholder during the insurance claims process. These individuals or companies can inspect property damage, but cannot advise homeowners on questions of the law. They also help in building the case that is argued against the insurance company.

Adjusters mostly represent clients who have been victim to property damage or loss. Most cases involve disasters including: fires, floods, hurricanes, frost damages, burglaries, and earthquakes.[3]


Most American states require public insurance adjusters to be licensed with a professional body before they can practice.

National body[edit]

A large collaboration of public insurance adjusters is the National Association of Public Insurance Adjusters, which helps to coordinate claims and make the business environment open to adjusters.[4][5]

See also[edit]


  1. ^ "What is a Public Adjuster?". Adjusters International.
  2. ^ "How is a Public Adjuster Compensated?". Adjusters International.
  3. ^ WPBR - The Justice Hour with Lisa Macci Homeowner's Insurance & the Claims Process Joseph Connelly Radio Interview March 3, 2008
  4. ^ National Association of Public Insurance Adjusters
  5. ^ Myers, Freda (4 January 2010). "Secrets of public insurance adjusters: What they know about insurance companies".