San Diego County Credit Union
|This article does not cite any sources. (April 2012) (Learn how and when to remove this template message)|
It's not big bank banking. It's better.™
|Headquarters||San Diego, California,
United States
Number of locations
|38 branch locations|
|San Diego, California, Riverside, California and Orange County, California|
|Products||Savings; checking; consumer loans; mortgages; online banking; mobile banking|
|Total assets||$7 Billion USD (2015)|
San Diego County Credit Union (SDCCU) is San Diego's largest locally owned financial institution. This credit union is based in San Diego, California. SDCCU was founded in 1938 as San Diego County Employees Credit Union and was formed to provide for the financial needs of local county government employees. During the 1970s, San Diego County Employees Credit Union changed its name to San Diego County Credit Union and expanded its membership to include all San Diegans. Today, SDCCU is open to everyone living or working in San Diego, Riverside and Orange counties.
SDCCU is a financial cooperative with no external stockholders. It has over 300,000 members and more than 30 branch offices in its three-county service area. Its deposits are insured by the National Credit Union Administration and it is an equal housing lender.
With more than $7 billion in assets, San Diego County Credit Union is a not-for-profit credit union wholly owned and operated by its members. As a credit union, San Diego County Credit Union does not issue stock or pay dividends to outside stockholders. Instead, earnings are returned to members in the form of lower loan rates, higher dividends on deposits and lower fees.
SDCCU participates in sponsorship of community events. The credit union was the title sponsor of the now-defunct San Diego County Credit Union Poinsettia Bowl college football bowl game for the entire 12 years of its run. It also sponsors the Big Bay Balloon Parade, a tradition connected to the Holiday Bowl, and starting in 2017 it will be the title sponsor for the Holiday Bowl itself.
San Diego County Credit Union offers the typical suite of account services offered by most financial institutions, including savings accounts, checking accounts, IRA accounts and certificates. SDCCU also offers members consumer loans, auto loans, credit cards and home mortgages.
SDCCU offers online and mobile services via its corporate website, sdccu.com. Customers also have access to over 30,000 surcharge-FREE CO-OP Network locations at other credit unions and 7-Eleven stores.
- De Crecenzo, Sarah (March 9, 2017). "S.D. County Credit Union to Sponsor Holiday Bowl". San Diego Business Journal. Retrieved 10 March 2017.