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my 25 children and grandchildren have left or are in bed or glued to a television somewhere. so i am resting thinking about traditional life insurance and modern financial theory.
two of the requirements for whole life insurance are a guaranteed cash value and a reserve calculation. insurance regulations stipulate how they are to be calculated. and it is a requirement to use a discounted r interest rate. of course, one has more options with variable and universal life insurance. no need to reply.joe 02:33, 5 July 2006 (UTC)