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This needs clarification. If he bought life insurance policies thinking that they would pay off in the event he could no longer work or earn money, Youmans was sorely mistaken--either very foolish or poorly advised. Life insurance pays not when the insured becomes disabled, but rather when he or she dies. Perhaps the author of this article meant "disability" or "unemployment insurance" policies, which would make more sense in this context.
agreed. could not find any reference for anything related to life insurance policies, so entire paragraph was removed. Vjydanz (talk) 19:19, 13 April 2008 (UTC)