|Institution||The New School|
|Alma mater||University of California, Berkeley|
|Information at IDEAS / RePEc|
Teresa Ghilarducci (born July 22, 1957) is a commentator on labor and retirement issues and linked with various academic organizations and has advocated for significantly greater government involvement in the private pension market. Her most recent book - When I’m Sixty Four: The Plot Against Pensions and the Plan to Save Them – investigates the loss of pensions on older Americans and proposes a comprehensive system of reform. Her previous books include Labor's Capital: The Economics and Politics of Employer Pensions, winner of an Association of American Publishers award in 1992, and Portable Pension Plans for Casual Labor Markets, published in 1995. Ghilarducci is an executive board member of the Economic Policy Institute, a member of the Retirement Security Advisory Board for the Government Accountability Office, court appointed trustees for the retiree health care trusts for UAW retirees of GM, Ford, and Chrysler and the USW retirees of Goodyear Tire. Ghilarducci won an Association of American Publishers award for her book Labor's Capital: The Economics and Politics of Employer Pensions in 1992. She previously taught economics for 25 years at the University of Notre Dame.
She was hired as an Assistant Professor of Economics at the University of Notre Dame in 1983; she was promoted to Associate Professor of Economics in 1991. She served as Director of its Higgins Labor Research Center (now its Higgins Labor Studies Program) from 1997 to 2007. It further promoted her to Professor of Economics and Policy Studies on August 22, 2005. She had an In Residence Fellowship at the Mary Ingraham Bunting Institute at Radcliffe College from 1987 to 1988.
She serves as a public trustee for the health care VEBAs for United Auto Workers retirees of General Motors, Ford Motor Company and Chrysler, and United Steelworkers retirees of Goodyear Tire and Rubber Company.
She became a research associate at the Economic Policy Institute in 1994. and is now on the Executive Board. From September 1994 to May 1995, while on leave from Notre Dame, Ghilarducci was Assistant Director of the AFL-CIO's Department of Employee Benefits. She was a participant in the European Union Visitors Program from March 20 to April 3, 1995.
From 1996 to 2001, she served twice on the Advisory Board of the Pension Benefit Guaranty Corporation. Concurrently, from 1996 to 2002, she served on the Board of Trustees of the State of Indiana Public Employees' Retirement Fund.
Ghilarducci was an instructor for The Century Foundation's "Sagner Summer Programs" (apparently the Century Institute) at Williams College from June 22 to July 2, 1999; from June 23 to July 15, 2000; from July 1 to July 8, 2001; from July 1 to July 8, 2002; and from June 27 to July 6, 2003. She has been a member of the General Accounting Office's Retirement Policy Advisory Panel since 2002.
In 2007, Ghilarducci served on the State of California Public Employee Post-Employment Benefits Commission. She joined the faculty of The New School in January 2008. In February 2009, she joined Demos as a Distinguished Senior Fellow.
The Alfred P. Sloan Foundation, the United States Department of Labor, the Ford Foundation, the Retirement Research Foundation and the Rockefeller Foundation have funded her research.
In her book When I'm Sixty-Four: The Plot against Pensions and the Plan to Save Them, Ghilarducci proposed mandatory participation in a government-run savings plan to which each worker and his employer would supplement his Social Security pension by contributing 5.0 percent each of her or his salary. The plan would be administered by the Social Security Administration, but would be separate from Social Security records. In turn, a refundable tax credit of $600 would go to each participant, regardless of his contributions. The account would have a guaranteed interest rate equal to the government's official inflation rate plus three percent.
Videos of lectures given by her and interviews with her can be found on YouTube.
In response to her book, When I'm Sixty-Four: The Plot against Pensions and the Plan to Save Them, James Pethokoukis of U.S. News & World Report in jest called her "the Most Dangerous Woman in America". Ghilarducci reported to Princeton University Press that she was surprised to discover that the label was being applied to her.
- When I'm Sixty-Four: The Plot against Pensions and the Plan to Save Them. 384 pages. Princeton University Press (May 18, 2008) ISBN 0-691-11431-5
- Employee Pensions: Policies, Problems, and Possibilities. 236 pages. ILR Press; 1 edition (August 2007) ISBN 0-913447-95-1
- Work Options for Older Americans. 488 pages. University of Notre Dame Press; 1 edition (April 1, 2007) ISBN 0-268-02970-9
- Portable Pension Plans for Casual Labor Markets: Lessons from the Operating Engineers Central Pension Fund. 216 pages. Quorum Books (November 30, 1995) by Teresa Ghilarducci, Garth Mangum, Jeffrey S. Petersen, Peter Philips. ISBN 0-89930-995-X
- Labor's Capital: The Economics and Politics of Private Pensions. 227 pages. The MIT Press (June 3, 1992) ISBN 0-262-07139-8
- U.S. Public Records Index Vol 2 (Provo, UT: Ancestry.com Operations, Inc.), 2010.
- Cochrane, Tom (June 1, 2009). "Why Is Teresa Ghilarducci Considered "The Most Dangerous Woman in America"". Annuity Digest. Retrieved October 17, 2010.
- "Ghilarducci, Teresa". The New School. Retrieved October 17, 2010.
- "EPI Board of Directors". Economic Policy Institute.
- "Experts, Economists and Researchers: Teresa Ghilarducci". Economic Policy Institute. Retrieved October 17, 2010.
- "NIRS Announces Retirement Academic Advisory Board". National Institute on Retirement Security. Retrieved October 17, 2010.
- "NIRS Academic Advisory Board". National Institute on Retirement Security. Retrieved October 17, 2010.
- "About Teresa Ghilarducci". Internet Archive. Archived from the original on April 27, 2008. Retrieved October 17, 2010.
- "Teresa Ghilarducci, Professor of Economics". University of Notre Dame. Retrieved October 17, 2010.
- "Demos Welcomes New Fellows Teresa Ghilarducci and Christopher Rabb". Demos. February 26, 2009.
- "Teresa Ghilarducci, Distinguished Senior Fellow". Demos. Retrieved October 17, 2010.
- Ghilarducci, Teresa (December 2006). "Teresa Ghilarducci" (PDF). Harvard Law School. Retrieved October 17, 2010.
- Pethokoukis, James (October 29, 2008). "401(k) Foe Teresa Ghilarducci, the Most Dangerous Woman in America". U.S. News and World Report. U.S. News & World Report, L.P. Retrieved October 17, 2010.
- Ghilarducci, Teresa (April 7, 2010). "My Life as a ‘Dangerous Woman’". Retirement Income Journal. RIJ Publishing. Retrieved October 17, 2010.
- Pellien, Jessica (April 7, 2010). "Teresa Ghilarducci on becoming "The Most Dangerous Woman in America"". Princeton University Press blog. Princeton University Press. Retrieved October 17, 2010.
- The New School: Faculty: Ghilarducci, Teresa
- Economic Policy Institute: Teresa Ghilarducci (EPI publications authored by her)
- United States House of Representatives: Committee on Education and Labor: Saving Retirement in the Face of America’s Credit Crises: Short Term and Long Term Solutions (oral testimony submitted on October 7, 2008 for The Impact of the Financial Crisis on Workers’ Retirement Security)
- Annuity Digest: Teresa Ghilarducci on Pension Reform (contains embedded video)