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Troy (card scheme)

From Wikipedia, the free encyclopedia
IndustryFinancial services
GenreBank card
Founded2015; 9 years ago (2015)
FounderInterbank Card Center
Area served
Turkey (primary)

TROY (acronym of Türkiye’nin Ödeme Yöntemi, lit. "Turkish Payment System") is a Turkish card scheme founded in 2015 by the Interbank Card Center.[1][2] It is the only domestic card scheme in Turkey.[3] TROY offers financial services, including credit card, debit card, and prepaid card issuing and network processing. Since 2017, TROY cards have been accepted in the United States on the Discover Card network.[3]

Within the card reciprocal agreements, TROY cards are also accepted on the Diners Club and Discover Card networks.


  1. ^ "Turkey launches a national payment clearing system". Anadolu Agency. 2015-09-30. Retrieved 2019-08-24.
  2. ^ Kayalıdereden, Didem; Çetiner, Müge (2018). "Monitoring National Payment Schemes: Some Global Practices and Turkish Payment Scheme – TROY". Journal of Business in the Digital Age. Vol. 1, no. 2. Retrieved 2019-08-24.
  3. ^ a b "Discover and BKM (Interbank Card Center of Turkey) Mark an Increase in Worldwide Card Acceptance with First Global Transaction Event". Business Wire. 2017-11-07. Retrieved 2019-08-24.

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