|Product type||Debit card|
|Related brands||Visa Electron, Visa Debit|
V Pay is a Single Euro Payments Area (SEPA) debit card for use in Europe, issued by Visa Europe. It uses the EMV chip and PIN system and may be co-branded with various national debit card schemes such as the German Girocard or Italy's PagoBancomat.
The V Pay debit card system competes with the Mastercard Maestro debit card product. However, unlike Mastercard Maestro, V Pay cards cannot be used in non-EMV environments, limiting its acceptance to those countries and merchants that use this system. Also unlike Mastercard Maestro, which is issued and accepted globally, V Pay is designed as a specifically European product, and is not issued or accepted outside European countries except for some islands which are part of European countries, such as Saint Martin. However, some cards are co-branded with the Visa Electron system, which allows using them outside Europe.
V Pay cards began to be accepted at merchants in France and Greece in 2005, and acceptance had since expanded to more European countries.
- "V PAY – Your European debit card". Archived from the original on June 25, 2014. Retrieved August 6, 2011.
- "V PAY technical requirements". Archived from the original on July 1, 2014. Retrieved August 6, 2011.
- "Postbank migrates bank cards to V PAY/girocard". Archived from the original on 2011-10-07. Retrieved 2011-08-06.
- "German banks have agreed to issue 34 million V PAY". Archived from the original on 2011-10-07. Retrieved 2011-08-06.
- "CarigeCash Europa: la carta bancomat per prelievi ed acquisti sicuri". Banca Carige. Archived from the original on 2013-02-18. (in Italian)
- "Het 'Welke bank?' topic". Retrieved 2018-11-01.
- "France and Greece are first countries to accept V PAY". Archived from the original on 2011-10-07. Retrieved 2011-08-06.
- kreditwesen.de (German) 23 May 2019