Yes Bank

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Yes Bank Limited
Traded as BSE532648
Industry Banking
Financial services
Founder Rana Kapoor
Ashok Kapur
Headquarters Mumbai, Maharashtra, India.
Key people
Ashok Chawla
Rana Kapoor
(MD & CEO)
Products Credit cards, Consumer banking, Corporate banking, Finance and Insurance, Mortgage loans, Private banking, Wealth management, Investment banking
Revenue Increase20,581.40 crore (US$2.9 billion) (2017)[1]
Increase 5,837.52 crore (US$810 million) (2017)[1]
Increase 3,330.09 crore (US$460 million) (2017)[1]
Total assets Increase215,059.91 crore (US$30 billion) (2017)[1]
Number of employees
20,125 (2017) [1]
Capital ratio 17.0% [1]

Yes Bank is India's fourth[2] largest private sector bank, founded by Rana Kapoor and Ashok Kapur in 2004. Yes Bank is the only Greenfield Bank licence awarded by the RBI in the last two decades. YES BANK is a “Full Service Commercial Bank”, and has steadily built a Corporate, Retail & SME Banking franchise, Financial Markets, Investment Banking, Corporate Finance, Branch Banking, Business and Transaction Banking, and Wealth Management business lines across the country.

Products and services[edit]

  • Corporate and Institutional Banking[3]
  • Commercial Banking
  • Investment Banking[4][5]
  • Corporate Finance[6]
  • Financial Marketing[7]
  • Retail Banking[8]


As on 31 December 2017, the bank had 1050 branches and 1724 ATMs. It had a balance sheet size of ₹ 250,000 crore and Gross NPA of 1.72%. It is the fourth largest private sector bank in India.[9]

Listings and shareholding[edit]

Yes Bank equity shares are listed on Bombay Stock Exchange and the National Stock Exchange of India.

Shareholders (as on 31-Mar-2016) Shareholding[10]
Promoter Group 21.91%
Foreign Institutional Investors (FII) 41.25%
Insurance Companies 12.76%
Banks/Financial Institutions/Mutual Funds/UTI 11.5%
Others 12.58%
Total 100.0%


Yes bank was listed in the stock exchanges of India post its IPO in May 2005 at an issue price of Rs.45.[11]

In September 2016, Yes bank scrapped its proposed $1bn share sale due to market conditions.[12] The pull out of the deal caused all round embarrassment as miscommunication and misunderstanding among various players led to a round of public blame game among various participants.[13] The company is looking to relaunch its failed capital raising exercise after appointing new set of bankers.[14]

On 3 November 2017, Yes Bank signed a MoU with the government to provide Rs 1,000 crore financing for food processing projects.[15]

BHIM YES PAY is the 1st Wallet to fully integrate the India Stack APIs and National Payment Corporation of India (NPCI) Products supporting the national agenda of making India Digital.[16]

On 1 February 2018, Yes Bank Signs MoU with Assam Rifles for offering banking solutions to defense personnel.[17]

Awards and recognition[edit]

  • Yes Bank, received “India’s Fastest Growing Bank of the Year” award at the Bloomberg UTV Financial Leadership Awards 2011[18]
  • Bank of the Year India, The Banker London - 2015 [19]
  • YES BANK was voted India's 3rd Most Trusted Private Bank in 2014 according to the Brand Trust Report 2014, a study conducted by Trust Research Advisory, a brand analytics company.[20]

See also[edit]


  1. ^ a b c d e f "Balance Sheet 31.03.2017" (17 March 2018).
  2. ^ "Top Banks - Private Sector Companies in India, Top Banks - Private Sector Stocks in India by Net Sales, List of Top Banks - Private Sector Stocks in India {2017} - BSE". Retrieved 2018-04-13. 
  3. ^ "Can YES Bank, India's Youngest and Fastest-growing Bank, Be a Model for Newer Entrants?". Wharton - University of Pennysylvania. 1 February 2012. Retrieved 23 February 2014. 
  4. ^ "YES Bank's growth trajectory remains intact, valuations cheap". Economic Times. 20 February 2012. Retrieved 23 February 2014. 
  5. ^ "Yes Bank not to hive off i-banking arm". Business Standard. 13 August 2009. Retrieved 23 February 2014. 
  6. ^ "'Yes' to Change:Rana Kapoor". Retrieved 23 February 2014. 
  7. ^ "New-generation banks like Yes Bank, IndusInd Bank, Kotak Mahindra Bank gain market share on higher rates". Times of India. 27 May 2010. Retrieved 23 February 2014. 
  8. ^ "YES Bank to expand retail banking". Business Standard. 12 May 2010. Retrieved 23 February 2014. 
  9. ^ "Annual Report 2012-13". Yes Bank. Retrieved 23 February 2014. 
  10. ^ "Annual Report 2016-17". Yes Bank. Retrieved 11 April 2018. 
  11. ^ "YES Bank IPO: Offer & Issue Details - The Economic Times". Retrieved 14 October 2017. 
  12. ^ "Yes Bank says no to share sale after scrip tanks". The Economic Times. 9 September 2016. Retrieved 14 October 2017. 
  13. ^ "Yes Bank's opportunism is to blame for failed share sale". The Economic Times. 10 September 2016. Retrieved 14 October 2017. 
  14. ^ Anand, Samie Modak & Nupur (20 October 2016). "YES Bank may appoint new i-banks for QIP". Business Standard. Retrieved 14 October 2017. 
  15. ^ "Yes Bank signs MoU with govt for Rs 1,000 cr financing". The Economic Times. 3 November 2017. Retrieved 11 April 2018. 
  16. ^ "YES Bank Bhim Yes Pay wallet unveiled; IndiaStack APIs and NPCI products now integrated, see how you benefit". The Financial Express. 2017-10-30. Retrieved 2018-04-11. 
  18. ^ [1][dead link]
  19. ^ "Banking Awards & Recognitions - About YES BANK". Retrieved 2016-11-04. 
  20. ^ "India's Most trusted Brands 2014". Trust Research Advisory. 
  21. ^ "GOLDEN PEACOCK INNOVATIVE PRODUCE/SERVICE AWARD-2017". Yes Bank. Retrieved 15 October 2017. 

External links[edit]