Zain Cash

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IndustryFinancial Services
Baghdad, Iraq
Key people
Yazen Altimimi (CEO)

Zain Cash A licensed mobile wallet in Iraq targeting the unbanked and underbanked. ZainCash was licensed in 2016.[citation needed] ZainCash is a licensed digital e-payment company in Iraq with over 3,000 agents across the country.[citation needed]


Iraq Wallet was licensed to develop an e-payment services by the Central Bank of Iraq (CBI) to provide e-payment services under the commercial name ZainCash.[citation needed] ZainCash is a mobile wallet linked to the individual SIM card that allows the user to transfer money, pay bills electronically, shop online, buy Mastercard, and receive payments, among other personal banking services.[citation needed] Zain Cash provided their users with an international Mastercard called the WalletCard that was launched in November 2018.[citation needed]

Mobile application[edit]

The ZainCash mobile application gives users the ability to:

  • Transfer money inside Iraq and receive it through thousands of agents across the country.
  • Buy e-cards.
  • Recharge Zain prepaid and postpaid lines.
  • Pay bills for variant merchants and services that are available on the app.
  • Online shopping from merchants that are registered with ZainCash.
  • Review ZainCash wallet account and transaction history.
  • Pay retail shops through QR code.
  • Find the nearest ZainCash agent for Cash-in and Cash-out.[citation needed]
Zain Cash on Mobile App .png

Cash disbursement[edit]

Zain Cash provides businesses with a cash disbursement application to disburse funds to a large number of staff across Iraq, including urban and rural areas.

Chamber e-commerce[edit]

The e-commerce platform, where the merchants can register and create their own e-commerce site in less than 24 hours. Using zain cash payment gateway to receive the payment funds directly.  [citation needed]


WalletCard (with international MasterCard)

The WalletCard that was launched in December 2018, Linked to Zain Cash wallet that enables the users to view history, transactions, and control from the mobile app. It is the only MasterCard available through 3,000 locations across Iraq. No registration is needed for WalletCard. It also has the ability to freeze and unfreeze immediately from the Zain Cash application.[citation needed]