Zigama Credit and Savings Bank

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Zigama Credit and Savings Bank
Industry Financial Services
Founded 1997
Headquarters Kigali, Rwanda
Key people
James Ndahiro
Products Loans, Savings, Investments
Revenue Increase US$3.82 million (RWF:2.4 billion) (2012)[1]
Total assets US$143.1 million+ (RWF:90 billion (2012)
Number of employees
124 (2011)
Website Homepage

Zigama Credit and Savings Bank (ZCSB), is a microfinance bank in Rwanda. The bank is one of the financial institutions licensed by the National Bank of Rwanda, the national banking regulator.[2]


ZCSB was established in 1997 as Zigama Credit & Savings Society (ZCSS), also referred to as Zigama CSS, with its primary mission to serve the welfare of Rwanda's military families.[3] In 2011, the institution received a commercial banking license and rebranded to its current name.[4] Since Its formation, the cooperative bank has accepted membership from Rwanda Police Force and Rwanda Correctional Services.[5]


The bank is a licensed cooperative bank, serving its members in Rwanda.[6] As of December 2012, the total asset valuation of the institution was in excess of US$143 million (RWF:90 billion).[7]


As of December 2011, the detailed shareholding in the stock of Zigama Credit and Savings Bank are not publicly known. The bank is majority owned and administered by members of the Rwanda Defence Forces.[8]

Branch network[edit]

As of December 2011, ZCSB maintains branches at the following locations:[9]

  1. Main Branch - Kimihurura, Kigali
  2. Nyarugenge Branch - Nyarugenge, Kigali
  3. Kacyiru Branch - Kacyiru, Kigali
  4. Kanombe Branch - Kanombe, Kigali
  5. Kibungo Branch - Kibungo, Ngoma District
  6. Butare Branch - Butare, Huye District
  7. Ruhengeri Branch - Ruhengeri, Musanze District
  8. Cyangugu Branch - Cyangugu, Rusizi District
  9. Gisenyi Branch - Gisenyi, Rubavu District
  10. Byumba Branch - Byumba, Gicumbi District
  11. Kibuye Branch - Kibuye, Karongi District
  12. Nyagatare Branch - Nyagatare, Nyagatare District
  13. Gitarama Branch - Gitarama, Muhanga District

External links[edit]

See also[edit]