Christians Against Poverty
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|Mission||a national charity, working across the UK to lift people out of debt and poverty offering free debt counselling through a network of centres based in local churches.|
Christians Against Poverty (CAP) is a Christian charitable company in the United Kingdom founded in Bradford, West Yorkshire by John Kirkby in 1996. It is a national organisation specialising in debt counselling for individuals in financial difficulty, including those in need of bankruptcy or insolvency.
The organisation works through a network of regional offices that work in partnership with a local Christian church. Individuals seeking the assistance of the charity give authority to the charity to negotiate with creditors, and the charity will then organise the individual's finances with the objective of making them debt free within 5 years. The caseworker will create a sustainable personal budget for clients, prioritising basic living needs and offering creditors fair, affordable pro-rata payments as far as this is possible.
On 3 September 2011 Christians Against Poverty chose to leave AdviceUK, an umbrella group representing the interests of thousands of advice workers, after it was judged that praying was ‘incompatible’ with membership. In December 2011 Christians Against Poverty were granted their own Group Licence by the Office of Fair Trading alongside other leading debt counselling bodies, such as CAB and Advice UK. This reflects their growing significance within the money advice sector.
The charity has won a number of awards, including the Charity Times Awards' "Best Charity to Work For" in 2006 and 2007. CAP came top in "the UK's Best Small Company to Work For" in the Sunday Times' Best Companies list on its debut in 2008, and topped the list again in 2009. 
CAP currently receives no government funding, so relies on donations from individuals, churches, charities and trusts. CAP's monthly giving programme is called "Life Changers". CAP also operates a Fair Share scheme, whereby banks and other financial organisations donate to CAP 10% of the value of repayments made to them by CAP clients. These donations are made with no strings attached.
CAP has expanded into various other countries, namely Australia in 2001, New Zealand in 2007, Norway in 2009 (CAP Money only), and Canada in 2013. CAP UK, CAP Australia, CAP New Zealand and CAP Canada are each separate and independent charities, but work on the same principles and systems.
- "Christian debt charity quits support network over prayer policy 1". Civil Society Media. 5 September 2011. Retrieved 24 October 2011.
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