Talk:Structured settlement factoring transaction

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My name is Matt Bracy. Thank you for your interest in developing a "structured settlement factoring transaction" article on Wikipedia. This article was first drafted on September 22, 2006. Please join in planning, improving, and expanding this article. I look forward to seeing your edits and improvements to this page so this article can be a resource for valuable and objective information.

Hello everyone,

A few months ago I added a structured settlement factoring discount rate calculator link to the discount rate section of the Structured settlement factoring transaction page.

A month later an individual created an account and has been undoing my edit, removing the link.

Here are my thoughts on why this calculator is vital to this page.

1) Annuitants, judges, financial professionals and others do not have a practical way to calculate the discount rate of a structured settlement factoring transaction.

2) Structured settlement factoring transactions have received a bad rap in the past because of the future value vs present value math equation most people use to calculate price (i.e. simple math vs. discount rate).

3) The individual (Factoring 10) stated that the website where the calculator is shown is a commercial site. Comment: It looks like you can take this calculator's code and place it on another website (non commercial- future option)

a) This website http://structuredsettlements.typepad.com/structured_settlements_4r/structured-settlement-factoring-discount-rate-calculator.html appears to have the same calculator as the original and is a blog from an authority figure in the primary market. Should we provide a link to this page?

b) Can we find another venue (website) to place this calculator so annuitants, judges, and financial professionals will have access to it?

Any comments will be helpful on this matter.

Factoring9 (talk) 19:21, 10 September 2008 (UTC)[reply]

I think some grammatical fixes are definitely needed! I will take a stab at it.I love all things finance. (talk) 18:47, 10 September 2010 (UTC)[reply]

Help Needed[edit]

I have a tax background and do agree with most of what the article says. What areas do people think needs improvement? WarrenOutsky (talk) 20:46, 20 June 2011 (UTC)[reply]

Please add more information about the people who sell their settlements[edit]

Are there really enough people looking to cash out their disability settlements to fund an entire industry? Wow! Fxm12 (talk) 15:37, 13 June 2014 (UTC)[reply]