Sanima Bank

Sanima Bank Limited

Industry	commercial banking industry
Headquarters	Nepal
Website	www.sanimabank.com

Introduction

Sanima Bank promoted by prominent and dynamic Non-Resident Nepalese (NRNs) Businessman, commenced its operation in 2004 as a National Level Development Bank with the vision to mobilize resources for National Development.

Sanima received the operating License from Nepal Rastra Bank to function as a "A" Class Commercial Bank and has achieved the triumph to establish itself as a Strong & Reliable Commercial Bank in Nepal.

In the pursuit of sustainable growth, Sanima has 37 full-fledged branches within and outside the Kathmandu Valley and has further plans to expand its reach in the various part of the country.

Sanima provides one window financial solutions to the customers with the wide range of Products and Services. Sanima not only offers readymade products and services, but also offers customized services to better suit the needs of the individual customer.

Sanima is committed to exceed customer expectations in all areas of its Business through consistent processes, innovations and Improvements.

Vision

To be a trusted and leading bank in Nepal

Mission

We will continuously be innovative and keep up with changes to satisfy investors, staff, customers, regulators and the people of the community we serve.

Capital Structure

• Authorised Capital: Rs. 3,100,000,000
• Issued Capital: Rs. 2,550,240,000
• Paid-up Capital: Rs. 2,550,240,000

Shareholding Pattern

• Promoters : 51%
• General Public : 49%

Board of Director

Chairman

Mr. Binaya Kumar Shrestha

Directors

Mr. Tuk Prasad Poudel

Dr. Subarna Das Shrestha

Mr. Bharat Kumar Pokhrel

Mr. Mahesh Ghimire

Mr. Bharat Bahadur Thapa

Management Team

Bhuvan Kumar Dahal - Chief Executive Officer

Tej Bahadur Chand - Deputy Chief Executive Officer

Bobby Singh Gadtaula - Chief - Operating Officer

Pawan Kumar Acharya- Chief - Project Financing Officer

Nischal Raj Pandey - Chief - Risk Officer

Saroj Guragain - Chief - Financial Officer

Sujeet Dhakal - Chief - Retail Lending Officer

Raju Krishna Shrestha - Deputy Chief Operating Officer

Roshan Chandra Gautam - SRM-Project Financing

Samir Jung Rayamajhi - Head - Retail Deposit and Transaction Banking

Sushil Ratna Bajracharya - Head - Information Technology

Sushil Raj Shrestha - Head - Institutional Deposit

Hitler Shrestha - Head - Corporate Lending

Sudip Kumar Halwai - Head-Credit Risk Retail

Bibhor Jha - Head - Treasury Front Office

Hem Raj Sanjyal - Regional Manager-Western Region

Tankamani Baral - Regional Manager-Eastern Region

Narayan Prasad Khatiwada - Head-SME/Midsize Business

Niraj Dhakal - Head - Internal Audit

Bikram Shrestha - Head- eBanking

Rama Khadka - Manager-Credit Risk Business

Cards & e-Banking

VISA Domestic Debit Card

Visa cards can be used worldwide. So, to provide more facilities to the customers, Sanima Bank has launched Visa Domestic Debit Card and replaced SCT Cards with Visa Cards which can be used in Nepal and India. Visa card was launched by Sanima Bank in February 1st , 2015.

Sanima Mobile Money

Sanima mobile money is an app developed for IOS and Android users. An application form must be filled to use this app.

Features available under Sanima Mobile Banking service:

Balance Enquiry

Mini Statement

Information regarding banking hour

Cheque book request

Statement Request

Foreign exchange rate

Fund transfer

NTC Landline bill payment

NTC GSM Postpaid bill payment

NTC ADSL bill payment

NTC GSM prepaid mobile recharge pin request

NTC CDMA prepaid mobile recharge pin request

NCell Postpaid (PRO) bill payment

Various merchant payment

Product Charges

Product Name	Sanima SMS Banking	Sanima Normal Mobile Money	Sanima Premium Mobile Money
Registration Charge	Free	Free	NPR 200
Annual Charge	NPR 200	NPR 200	NPR 300
SMS Alert	Yes(NPR 5000 & Above)	Yes(NPR 5000 & Above)	Yes(NPR 500 & Above)
Mobile Banking Services	No	yes	yes
eSewa Services	No	yes	yes
Fund Transfer	No	yes	yes

Inter-bank transactions and charges

Transaction Range	Transfer Fees
NPR 100 to NPR 1,000	NPR 10
NPR 1,001 to NPR 10,000	NPR 20
NPR 10,001 to NPR 20,000	NPR 30
NPR 20,001 to NPR 30,000	NPR 40
NPR 30,001 to NPR 40,000	NPR 50
NPR 40,001 to NPR 50,000	NPR 60

ATM Location

         Inside Valley

1. Head Office

Sanima Bank Limited

"Alakapuri", Naxal, Kathmandu.

2. Newroad

KhichaPokhari, New Road, Kathmandu, Nepal

3. Kumaripati

Ratna Lok Bhawan,Kumaripati-20, Lalitpur, Nepal

4. Suryavinayak

Suryavinayak, Bhaktapur, Nepal

5. Chuchchepati

Chuchchepati, Kathmandu, Nepal

6. Gongabu

Gongabu, ward No- 4 'Ga' , Kathmandu

7. Satdobato

Satdobato, ward No-15, Lalitpur

8. Kalanki

Kalanki, ward No-14, Kathmandu

9. New Baneshwor

New Baneshwor, Kathmandu

10. Teku

Teku, Kathmandu

11. Ekantakuna

Ringroad, Ekantakuna-3,lalitpur

         Outside Valley

1. Birtamod

Birtamod-6, Bhadrapur Road, Jhapa

2. Damak

Main Road, Ward No.13, Damak, Jhapa, Nepal

3. Belbari

Main Road, Ward No. 2, Belbari, Morang

4. Dharan

Dharan-5, Sunsari

5. Itahari

Itahari-1, Sunsari

6. Biratnagar

HanumanDas Road Biratnagar-8

7. Inaruwa

Main Road, Inaruwa, Nepal

8. Myanglung

Bich Bazar, Myanglung-1, Terathum

9. Khadbari

Khandbari, Sankhhuwasabha

10. Lahan

Matiyarwa-4, Lahan, Siraha

11. Janakpur

Janakpur-2, Dhanusha

12. Kalaiya

Kalaiya-5, Bara

13. Birgunj

Link Road, Birgunj-10, Parsa

14. Hetauda

Parijat Path-4,Hetauda, Makwanpur

15. Bhandara

Main Road, Ward No. 1, Bhandara, Chitwan

16. Narayangarh

Pulchowk, Narayangarh, Chitwan, Nepal

17. Dhadingbesi

Bich Bazar, Dhadingbesi, Dhading

18. Naubise

Sim Bazaar, Naubise-7 Dhading

19. Pokhara

New Road, Pokhara, Kaski, Nepal

20. Siddhartha Nagar

Siddhartha Nagar-7, Rupandehi

21. Butwal

Amarpath, Butwal-8, Rupandehi

22. Ghorahi

Ghorahi-11,Dang

23. Nepalgunj

Surkhet Road, Nepalgunj-16

24. Birendranagar

Mangalgadhi Chowk, Birendranagar-17, Surkhet

25. Dhangadi

Dhangadi-3,Kailali

26. Mahendranagar

Mahendranagar Galli no 3, Kanchanpur

VISA Dollar Card

1. VISA Dollar Travel Card

• Features

Valid Worldwide except India and Bhutan

Provided against Foreign Currency Exchange Facility permitted by Nepal Rastra Bank

No need to open an Account at Sanima Bank

Can be used at any ATM connected to Visa Network for cash withdrawal

Can be used at any merchant outlet terminal connected to VISA Network for the purchase of goods and services

No charge is levied for transactions at merchant outlet

Balance can be topped up within the card validity

• Transaction Limits

Transaction Type	Per Transaction Limit	Daily Transaction Limit	Total Transaction Limit	No. of Tran Per day
Cash Withdrawal	USD 500	USD 1,000.00	USD 2,500	5
POS Transaction	USD 500	USD 1,500.00	USD 2,500	15

2. VISA Dollar Debit Card

• Features

Valid Worldwide except India and Bhutan

Can be used at any ATM connected to VISA Network for cash withdrawal

Can be used at any merchant outlet terminal connected to VISA Network for the purchase of goods and services

No charge is levied for transactions at merchant outlet

• Transaction Limits

Transaction Type	Per Transaction Limit	Daily Transaction Limit	Total Transaction Limit	No. of Tran Per day
Cash Withdrawal	USD 1,000	USD 2,500.00	USD 10,000	5
POS Transaction	USD 1,000	USD 2,500.00	USD 10,000	15

3. Charges

• Dollar Debit Card

Issuance Charge: US $10 or NPR 1000 whichever is higher

Annual Charge: US $10 or NPR 1000 whichever is higher NPR 1000

Re-issue Charge: NPR 500

Block/Re-PIN: NPR 100

• Dollar Debit Card

Issuance Charge: US $10 or NPR 1000 whichever is higher

Re-issue Charge: US $10 or NPR 1000 whichever is higher NPR 1000

Block/Re-PIN: NPR 100

• Transaction Charges

	Charge in Dollar ($)
	Sanima ATM	NPN ATM	VISA ATM	Foreign ATM
Cash Withdrawal	Nil	0.3	3	5
Balance Inquiry	Nil	0.06	0.75	0.75

Corporate Social Responsibility

• Clothes Distribution at Purbanchal Anathashram

Sanima Bank Ltd, Biratnagar Branch (Sanima), on the occasion of completion of 10 years of operation of the bank, has successfully conducted Cloth distribution program to 63 orphans in coordination with Purbanchal Anathashram, Biratnagar on 5 December 2014. The program was fully supported and participated by the Staffs, customers, members of Anathashram and locals. Under Corporate Social Responsibility, Sanima has conducted various activities and programs to mark its successful completion of 10 years of operation.

• Free Health Camp by Sanima- Narayangarh

Sanima Bank Ltd, Narayangarh Branch (Sanima), on the occasion of 10th year of operation of the bank, has successfully conducted Free Health Camp together in coordination with Alive Hospital, Bharatpur at Devghat, Chitwan branch on 29 November 2014. The program was fully supported and participated by the Staffs, Customers and Locals. Under Corporate Social Responsibility, Sanima has conducted various activities and also plans to conduct other various programs to mark its 10th year of successful operation.

• Blood Donation Program by Sanima-Nepalgunj

Sanima Bank (Sanima), on the occasion of 10th year of operation, has successfully conducted blood donation program at its Nepalgunj Branch on 27 November 2014. The program was fully supported and participated by the Staffs, Customers and Locals. Under Corporate Social Responsibility, Sanima has conducted various activities and also plans to conduct various programs to mark its 10th year of successful operation.

• Blood Donation Program by Sanima-Pokhara

Sanima Bank (Sanima), on the occasion of 10th year of operation, has successfully conducted blood donation program at its Pokhara Branch on 6 November 2014. The program was fully supported and participated by the Staffs, Customers and Locals. Under Corporate Social Responsibility, Sanima has conducted various activities and also plans to conduct various programs to mark its 10th year of successful operation

• Blood Donation Program by Sanima-New Road

Sanima Bank (Sanima), on the occasion of 10th year of operation, has successfully conducted blood donation program at its Newroad branch on 31 October 2014. The program was fully supported and participated by the Staffs, Customers and Locals. Under Corporate Social Responsibility, Sanima has conducted various activities and also plans to conduct various programs to mark its 10th year of successful operation.

• Free Eye Check Up Camp by Sanima

Sanima Bank (Sanima), Dhadingbesi branch, on the occasion of Shree Krishna Janmasthami, has successfully conducted free eye check up camp at Krishna Mandir premises, Dhadingbesi in co-operation with Dhading Community Eye Centre on 17 August 2014, Sunday. The program was fully supported and participated by the Staffs, Customers and Locals. More than 420 people were provided free eye check up service along with medicines. Under Corporate Social Responsibility, Sanima has been conducting various activities and also plans to conduct various programs in the days ahead.

• Blood Donation Program by Sanima

Sanima Bank (Sanima), on the occasion of 10th year of operation, has successfully conducted blood donation program at its Branch Office, Naubise on 16 May 2014 Friday. The program was fully supported and participated by the Staffs, Customers and Locals. More than 68 donors attended the event. Under Corporate Social Responsibity, Sanima has been conducting various activities from its other branches as well to mark its 10th year of successful operation. In the current Fiscal Year, Sanima has approved Rs. 6.3 Million for CSR activities. The approved amount is 2.07% of net profit of Last Fiscal Year (2012/2013).

• Blood Donation Program by Sanima

Sanima Bank (Sanima), on the occasion of 10th year of operation, has successfully conducted blood donation program at its Branch Office, Belbari on 17 May 2014 Saturday. The program was fully supported and participated by the Staffs, Customers and Locals. Under Corporate Social Responsibity, Sanima has been conducting various activities from its other branches as well to mark its 10th year of successful operation. In the current Fiscal Year, Sanima has approved Rs. 6.3 Million for CSR activities. The approved amount is 2.07% of net profit of Last Fiscal Year (2012/2013).

• Blood Donation Program by Sanima

Sanima Bank (Sanima), Chuchhepati branch, on the occasion of 10th year of operation, has successfully conducted blood donation program in a joint participation with Lions Club at Bhagwansthan, ChabahiL, Kathmandu on 7 June 2014 Saturday. The program was fully supported and participated by the Staffs, Customers and Locals. More than 64 donors attended the event. Under Corporate Social Responsibility, Sanima has been conducting various activities from its other branches as well to mark its 10th year of successful operation. In the current Fiscal Year, Sanima has approved Rs. 6.3 Million for CSR activities. The approved amount is 2.07% of net profit of Last Fiscal Year (2012/2013).

• Sanima Distributed Food Items

Sanima Bank (Sanima), Butwal branch, on the occasion of 10th year of operation, has successfully conducted a program to distribute food items to the children of Atma Shanti Anath Ashram located at Manigram, Rupandehi on 9 July 2014, Wednesday. The bank provided the financial support as well. The program was fully supported and participated by the Staffs, Customers and Locals. Under Corporate Social Responsibility, Sanima has been conducting various activities from its other branches as well to mark its 10th year of successful operation. In the current Fiscal Year, Sanima has allocated Rs. 6.3 Million for CSR activities which is 2.07% of net profit of Last Fiscal Year (2012/2013).

• Blood Donation Program By Sanima- Kumaripati

Sanima Bank (Sanima), on the occasion of 10th year of operation, has successfully conducted blood donation program at its Branch Office, Kumaripati on 11 July 2014 Friday. The program was fully supported and participated by the Staffs, Customers and Locals. A large number of visitors and 95 blood donors attended the event. Under Corporate Social Responsibility, Sanima has been conducting various activities from its other branches as well to mark its 10th year of successful operation. In the current Fiscal Year, Sanima has approved Rs. 6.3 Million for CSR activities. The approved amount is 2.07% of net profit of Last Fiscal Year (2012/2013).

• Distirbuted Clothes to Students Sanima Dhangadi Branch

Sanima Bank (Sanima), Dhangadhi branch, on the occasion of 10th year of operation, has successfully conducted a program to distribute clothes to the students who are unable to listen and speak, at Shaileshwari Higher Secondary School Shreepur on 6 May 2014, Tuesday. The program was fully supported and participated by the Staffs, Customers and Locals. Under Corporate Social Responsibility, Sanima has been conducting various activities from its other branches as well to mark its 10th year of successful operation. In the current Fiscal Year, Sanima has allocated Rs. 6.3 Million for CSR activities which is 2.07% of net profit of Last Fiscal Year (2012/2013).

• Free Dental Service by Sanima Teku Branch

Sanima Bank (Sanima), on the occasion of 10th year of operation, has successfully conducted Free Dental Service at its Branch Office, Teku, Kathmandu on 28 April 2014 Monday. The program was fully supported and participated by the Staffs, Customers and Locals. More than 142 people were provided free dental service. Under Corporate Social Responsibity, Sanima has been conducting various activities from its other branches as well to mark its 10th year of successful operation. In the current Fiscal Year, Sanima has approved Rs. 6.3 Million for CSR activities. The approved amount is 2.07% of net profit of Last Fiscal Year (2012/2013).

• Sanima Distributed Food Items

Sanima Bank (Sanima), Khandbari branch, on the occasion of 10th year of operation, has successfully conducted a program to distribute food items to the children of Makalu Trishakti Samuha located in Sankhuwasabha on 20 March 2014, Thursday. The program was fully supported and participated by the Staffs, Customers and Locals. Under Corporate Social Responsibility, Sanima has been conducting various activities from its other branches as well to mark its 10th year of successful operation. In the current Fiscal Year, Sanima has allocated Rs. 6.3 Million for CSR activities which is 2.07% of net profit of Last Fiscal Year (2012/2013).

• Free Dental Service By Sanima

Sanima Bank (Sanima), on the occasion of 10th year of operation, has successfully conducted Free Dental Service at its Branch Office, Ghorahi, Dang on 8 March 2014, Saturday. The program was fully supported and participated by the Staffs, Customers and Locals. More than 137 people were provided free dental service along with medicines. Under Corporate Social Responsibility, Sanima has conducted various activities and also plans to conduct various programs to mark its 10th year of successful operation. In the current Fiscal Year, Sanima has allocated Rs. 6.3 Million for CSR activities which is 2.07% of net profit of Last Fiscal Year (2012/2013).

• Blood donation Program By Sanima

Sanima Bank (Sanima), on the occasion of 10th year of operation, has successfully conducted blood donation program at its Suryabinayak branch on 22 February 2014. The program was fully supported and participated by the Staffs, Customers and Locals. Under Corporate Social Responsibility, Sanima has conducted various activities and also plans to conduct various programs to mark its 10th year of successful operation. In the current Fiscal Year, Sanima has approved Rs. 6.3 Million for CSR activities. The approved amount is 2.07% of net profit of Last Fiscal Year (2012/2013).

• Sanima Distributed Blankets To Senior Citizen

Sanima Bank (Sanima), Chapagaun branch, on the occasion of 10th year of operation, has successfully conducted a program to honor senior citizens at Jyotidaya Bihar of Chapagaun on 10 January 2014, Friday. On behalf of Sanima, Mr. Tej Bahadur Chand, Deputy Chief Executive Officer distributed blankets to the senior citizens attending the program. DCEO also expressed his pleasure to support senior citizens with warm clothes. The program was fully supported and participated by the Staffs, Customers and Locals. Under Corporate Social Responsibility, Sanima has conducted various activities and also plans to conduct various programs from its other branches as well to mark its 10th year of successful operation. In the current Fiscal Year, Sanima has allocated Rs. 6.3 Million for CSR activities which is 2.07% of net profit of Last Fiscal Year (2012/2013).

• Blood Donation Program by Head Offce

Sanima Bank (Sanima), on the occasion of 10th year of operation, has successfully conducted blood donation program at its Head Office, Alakapuri, Naxal, Kathmandu. The program was fully supported and participated by the Staffs, Customers and Locals. Under Corporate Social Responsibity, Sanima has conducted various activities and also plans to conduct various programs to mark its 10th year of successful operation. In the current Fiscal Year, Sanima has approved Rs. 6.3 Million for CSR activities. The approved amount is 2.07% of net profit of Last Fiscal Year (2012/2013).

• Blood Donation Program by Hetauda Branch

Sanima Bank (Sanima), on the occasion of 10th year of operation, has successfully conducted blood donation program at its Branch Office, Hetauda, Makawanpur on 27 December 2013, Friday. The program was fully supported and participated by the Staffs, Customers and Locals. More than 200 visitors and 80 blood donors attended the event. Under Corporate Social Responsibity, Sanima has conducted various activities and also plans to conduct various programs to mark its 10th year of successful operation. In the current Fiscal Year, Sanima has approved Rs. 6.3 Million for CSR activities. The approved amount is 2.07% of net profit of Last Fiscal Year (2012/2013).

• Free Eye Check Up Camp by Damak Branch

Sanima Bank (Sanima), on the occasion of 10th year of operation, has successfully conducted free eye check up camp at its Branch Office, Damak, Jhapa in co-operation with Birtamode Eye Hospital on 4 January 2014, Saturday. The program was fully supported and participated by the Staffs, Customers and Locals. More than 300 people were provided free eye check up service along with medicines. Under Corporate Social Responsibility, Sanima has conducted various activities and also plans to conduct various programs to mark its 10th year of successful operation. In the current Fiscal Year, Sanima has allocated Rs. 6.3 Million for CSR activities which is 2.07% of net profit of Last Fiscal Year (2012/2013).

• Scholarship by Sanima

Sanima Bank (Sanima) has provided scholarship to 28 poor/underprivileged students from its 14 branches outside the valley forming a Recommendation Committee consisting Reputed and a Distinguish Figures of local communities. Under the scholarship program, students are admitted in the colleges & faculties on their own choice and are facilitated with tuition fees, books, stationeries and monthly stipend. Sanima has provided scholarship for two years worth of NPR 40,078 in an average to each student each year. Sanima congratulates all the awarded students and wishes for their further endeavor.

• Blood Donation Program on 7th Annual Day

Sanima celebrated its 7th Annual Day by organizing Blood Donation Programs in its different branches where it exists and operates; namely Biratnagar, Pokhara, Bhandara of Chitwan, Myanglung of Terathum, Dhading, Belbari, Nepalgunj (also foods were distributed to Old age Home), Suryabinayak, Narayanghat, Damak, Birgunj and Kalanki. The event turns out to be very successful as there was equal participation of the locals from the respective areas. Similarly, one day free health check up camp was also organized in Gurjudhara-Matatirtha where more than 120 people got the basic treatment with free medicines. All together 560 people has donated their blood in the program organized by Sanima to make its 7th Annual day remarkable. Sanima Bank expresses its gratitude to all the participants for joining hands with Sanima in all the programs organized and their valuable supports.

• Sanima’s Support to Balmandir

Sanima, supported the children of Social Welfare Children Home situated at Paanchkhal Kavrepalanchowk, one of the branches of Nepal Children's Organization (NCO, also known as Balmandir) with the necessary clothing and Food stuffs. The event was organized at Bal Mandir, Naxal where the Head Liability Marketing, Mr. Santosh Koirala Handed over the Stuffs to Mr. Tulsi Narayan Shrestha, Vice-Chairman of Nepal Children Organization and also assured to make continuous contribution for the well being of society in upcoming days as we.

• Free Health Camp Check Up

Sanima, on the occasion of its 7th Annual day organized Free Health Checkup Camp at Inaruwa in association with Nobel Medical College and Research Center, Biratnagar. The health checkup services included General Medicine and Cardiology, Gynecology & Obstetrics, Pediatrics, General Surgery, Psychiatry, Orthopedics, Dermatology, ENT, Ophthalmology and Dental Check up. More than 2300 locals participated in the program and benefited from the health services provided.

• Free Dental Checkup Camp and Chair Donation

Sanima, in association with Mero Dental Hospital and Research Center Pvt. Ltd and Mahendrashwar Karyabinayak Samaj Tol Sudhar Samiti organized a free Dental Checkup Camp at Gongabu. In the program basic Treatment along with the required medicine were provided free of cost to more than 200 participants. Also, 20 chairs were donated to Mahendrashwar Karyabinayak Samaj Tol Sudhar Samiti in the same program.

• Support to Nandi Secondary school

Sanima, donated a Photocopy Machine with an additional feature of Printer and scanner to Nandi Secondary School, a Government School having more than 700 Students located at Nagpokhari, Naxal. Sanima is consistently doing such kind of CSR activities to support different sectors of society by identifying their needs.

• Milk Donation for Balmandir

Sanima, in line with celebrating its 6th Annual Day, provided support for milk to infants residing at NCO Children Home, Naxal. The support for milk (Lacto gene) was provided to 40 infants for a month which was handed over by CEO of Sanima, Mr. Kumar Lamsal. Total of NPR 108,400.00 was provided as a support for milk, where part of the amount was distributed in the form of goods (lacto gene) and remaining amount in cheque.

• Sanima Shivaratri Volunteer Service

Sanima believes that its prosperity is directly linked with the well-being of the society in which it operates. Being a responsible corporate entity, Sanima is well aware of its social responsibilities. To affect this, a blood donation program had been conducted at the periphery of "Nagpokhari ". In the program more than 85 people including locals and staffs donated their blood which was handed over to Bhaktapur Blood Bank. In the very occasion an awareness program regarding "Eye Donation" was also conducted.

• Blood Donation

Sanima, in line with celebrating its 6th Annual Day, provided support for milk to infants residing at NCO Children Home, Naxal. The support for milk (Lacto gene) was provided to 40 infants for a month which was handed over by CEO of Sanima, Mr. Kumar Lamsal. Total of NPR 108,400.00 was provided as a support for milk, where part of the amount was distributed in the form of goods (lacto gene) and remaining amount in cheque.

• Jestha Nagarki Samman Karyakram

Sanima organized "Jestha Nagarik Samman Karyakram" which was a big and exemplary event in Damak. Around 200 Senior Citizens attended the program and were commended on the occasion of "Kushe Aushi" (Father's Day).

Products and Services

A. DEPOSIT

• Sanima Current Account

• Sanima Premium Saving

• Sanima Fixed Deposit

• Muna Bachat Khata

• Sanima Nari Bachat

• Shareholder Saving

• Sr. Citizen Savings

• Sanima Salary Saving

• Sanima Prime Saving

• Sanima Sulav Deposit

• Sanima Bishesh Bachat Khata

• Sanima Samriddha Bachat Khata

• Sanima Remittance Saving

B. LOAN

• Term Loan

• Sanima SBGL

• Overdraft/Working Capital

• Sanima Auto Loan

• Personal Loan

• Sanima Home Loan

• Education Loan

• Commercial Vehicle

• Sanima Tractor and Agro Equipment Loan

• Sanima Gold Loan

C. REMITTANCE

• SanimaXpress

• Korea Remit

• Other Remit Services

• Remittance Agents

D. SERVICES

• Institute Fee collection

• Safe Deposit Locker

• INR Draft

• Foreign Currency Transaction

• SMS Banking

• ABBS Banking

• Sanima i-Banking

• Sanima Utility Payment

• 365 Banking

• SANIMA MOBILE MONEY(SMM)

• Visa Domestic Debit Card

• ATM location

References

www.sanimabank.com