Talk:International Bank Account Number

PAIN

There doesn't seem to be an article on PAIN yet - the current redirect points to some airbase... 91.239.32.0 (talk) 07:58, 10 June 2013 (UTC)

I don't understand the comment - the text "PAIN" does not appear in the article, except as part of "Spain". Martinvl (talk) 09:46, 10 June 2013 (UTC)

Didn't know either but some websearch reveals that there is a "pain format" being required with "iban only" systems. Formally it means PAIN = Payment Initiation in ISO 20022. See the introduction here

In the remaining months to come, banks, customers and service providers will take on substantial efforts to implement the new EU Regulation. An essential part of the new regulation is the deadline 1 February 2014 for the replacement of the old message formats (DTA, MT) with the XML based SEPA credit transfer (pain.001) and the SEPA direct debit (pain.008). These message formats have been specified for the German finance industry by a working group of the Deutsche Kreditwirtschaft (ehem. ZKA) based on the guidelines of the EPC (European Payments Council) and are available as V2.5 of the Attachment 3 of the DFÜ agreement.

— http://www.gefeg.com/en/gefeg.validation/vp-sepa.htm

I have amended the page PAIN to point to both the SEPA article and to the McKinley National Park Airport. I have also clarified the meaning of the abbreviation "PAIN" in the SEPA article, but have done no more. Further comments about PAIN should be added to the SEPA article. Martinvl (talk) 19:42, 10 June 2013 (UTC)

Palestine

I have undone the changes relating to Palestine:

• Should the article link back to the article State of Palestine or Palestinian territories? A merge discussion is currently in place. Lets wait until that discussion is complete.
• We do not list the description "kk - IBAN check digits" on a country-by-country basis - it would just add another 40+ rows of data and add nothing to the article. I removed this for consistency with the rest of the article.

Martinvl (talk) 05:09, 3 August 2013 (UTC)

Which characters are allowed in an IBAN?

There are slightly different ranges of characters in different sections of the article:

(a) In Background -> Practicalities: "Permitted IBAN characters are the digits 0 to 9 and the 26 upper case Latin alphabetic characters A to Z."

(b) In Adoption -> IBAN Formats by country: "The BBAN format column shows the format of the BBAN part of an IBAN in terms of upper case alpha characters (A–Z) denoted by "a", numeric characters (0–9) denoted by "n" and mixed case alphanumeric characters (a–z, A–Z, 0–9) denoted by "c". For example, the Bulgarian BBAN (4a,6n,8c) consists of 4 alpha characters, followed by 6 numeric characters, then by 8 mixed-case alpha-numeric characters."

The BBAN is "part of an IBAN" (b), therefore it should only have upper case characters as defined in (a). However, in (b) also "mixed-case" characters are allowed.

217.89.55.36 (talk) 08:06, 9 August 2013 (UTC)Daebwae

128 bit is not enough

DE00 THET RUTH ISOU TTHE RE has the same length than any valid German IBAN. However it has 42 digits, so it no more fits into 128 bit. And Saudi Arabia has a BBAN of "2n,18c". This makes up a possible total length of 4+2+2+36 = 44 digits. So much to IPv6, it is even incapable to map all possible IBANs. 12:55, 15 August 2013 (UTC) 194.25.90.67 (talk) 12:41, 15 August 2013 (UTC)

That is not a valid German IBAN account, since THET RUTH is required to be numeric. This means the total digits are 4+2+8+20 = 34 digits. A similar situation would be expected for Saudi Arabia. — Preceding unsigned comment added by 8.23.159.66 (talk) 17:25, 17 October 2013 (UTC)

It is not necessary to use 128-bit arithmetic to validate an IBAN. The algorithm at International Bank Account Number#Modulo operation on IBAN is designed for 32 bit arithmetic. By taking 4 digits at a time instead of 9, it can easily be evaluated using16 bit arithmetic. Martinvl (talk) 20:26, 17 October 2013 (UTC)

Clarifying algorithm

I have undone the previous editor's changes and modified the previous version of the algorithm with view to keeping the computer program that will do the actual calculation as simple as possible. Martinvl (talk) 15:50, 24 October 2013 (UTC)

Reversion of 28 October 2013

I reverted the changes made to this article a second time.

The changes that I reverted were advertisements and therefore not suitable for Wikipedia. The comments added by that editor after his second attempt suggest that (s)he is unaware that Wikipedia in not a place to advertise any products. It should be noted that the editor concerned used a different IP address when making the second change. Martinvl (talk) 15:12, 28 October 2013 (UTC)

Plus, the site does not have proper legal information, so there is no way to know who is collecting the account numbers. Guidod (talk) 16:43, 28 October 2013 (UTC)

Registrar: ENOM, INC.
Reseller: NAMECHEAP.COM
Registrant Name: WHOISGUARD PROTECTED
Registrant Organization: WHOISGUARD, INC.
Registrant Street: P.O. BOX 0823-03411
Registrant City: PANAMA
Registrant State/Province: PANAMA
Registrant Postal Code: NA
Registrant Country: PA

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Editor reply for changes made on 28th October 2013 ---

Hello Martinvl,

We have removed the whois privacy and added a privacy policy page which describes our non-logging policy for data sent through our website. The website www.reverseiban.com is an open source project designed to provide easy way of validating and reverse-lookup of IBANs.

No information is logged in our website and it is entirely free to use. In the process of gathering verification algorithms and reverse IBAN information for our website, we found out many details which are not widely available on the internet. For example Ukraine does not have a publicly available record for accurate IBAN validation since the country itself has not joined the IBAN standard. Ukraine however has four banks which issue IBAN numbers and we developed the validation algorithm and reverse information for all Ukrainian banks. We will also be happy to contribute to Wikipedia and update many of the IBAN related pages in wikipedia ( Similar to the Ukraine example ) .

I hope you can reconsider your reversal of our publication since we had not intent of commercial advertising for our website, but rather sharing a useful and unique technique of understanding IBAN structuring.

Kind Regards, Andrew & Stan www.reverseiban.com — Preceding unsigned comment added by 89.215.67.28 (talk) 14:18, 29 October 2013 (UTC)