Student Awards Agency for Scotland

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The Student Awards Agency for Scotland (SAAS) is an Executive agency of the Scottish Government. It supports eligible Scottish students by paying their tuition fees, as well as offering bursaries and supplementary grants. It also assesses students applying for loans. The Agency administers the Individual Learning Accounts Scotland scheme (ILA's) in partnership with Skills Development Scotland (SDS).

Services provided[edit]

SAAS provides many vital services to Scottish students. Some of the most important are:

Tuition fees[edit]

SAAS pays the tuition fees of eligible Scottish and EU students. SAAS will pay these fees regardless of a student's financial situation.

Fee Loans[edit]

SAAS can authorise loans to cover the tuition fees of Scottish students going to study elsewhere in the UK.

Student Loans[edit]

Student loans are subsidised by the Government. Loans are paid by the Student Loans Company but students apply through SAAS. Everyone can apply for the minimum loan, irrespective of their income. The maximum loan is income assessed. The maximum loan that a young student can receive is £5,500, however if your household income is over £34,000 the maximum you can get is £4,500.[1] The maximum loan for an independent student is £6500.

Students only start repaying their loans after they have left their courses and started earning. As of 2012, they pay 9% of any income over £15,795.


The Bursary is a non-repayable income assessed grant of up to £1,750. To be eligible to receive a bursary, an applicant’s family have to have a household income of no more than £33,999. The maximum independent student bursary is £750, an applicant's spouse/partner must earn no more than £16,999 for the student to receive this.

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