Skrill
Moneybookers is the second-biggest online-payment service (after PayPal). [citation needed] The UK-based company allows people to send and receive money via e-mail. Users can send money from a credit card, debit card or transfer money to and from a bank account in most OECD countries.
Moneybookers is free for sellers with personal accounts. Business accounts are available to qualified applicants and incur acceptance fees. Funds may be withdrawn by bank check, transfer to a bank account, credit/debit card or SWIFT international transfer to many countries. As a security measure Moneybookers does limit transfers received by accounts to the thousands of dollars or Euros. Unlike many competing online fund transfer services, Moneybookers requires identity verification before using their service; this minimizes fraud and prevents money laundering. Additional verification steps raise the maximum amount transferable to €20,000 or equivalent within a 90-day period. Moneybookers does not usually get involved in merchandise disputes and the availability of credit card chargebacks may be very limited.
The moneybookers.com domain was created 18 June 2001. As of January 2007, Moneybookers claim to have over 2.5 million users and processed over €2,000 million in transactions. Moneybookers is a subsidiary of Gatcombe Park Ventures Limited.
Under eBay's Accepted Payments Policy Moneybookers and Nochex (UK only), are two of the few payment services that can be offered by eBay sellers.
Available currencies
As of July 2006, Moneybookers accounts are available in the following currencies:
Fees
- Uploading funds by bank transfer is free of charge
- Receiving money is free of charge
- Sending money costs 1% of the Payment or EUR 0.50 maximum
- Currency conversion fee between USD, GBP and EUR is 0.95%
- Funds can be withdrawn to credit/debit card: EUR 1.80
- Funds can be withdrawn to bank account: EUR 1.80
- Funds can be withdrawn via bank check sent Airmail: EUR 3.50
References
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