Digital transaction management
Digital Transaction Management (DTM) is a category of cloud services designed to digitally manage document-based transactions. DTM removes the friction inherent in transactions that involve people, documents, and data to create faster, easier, more convenient, and secure processes. DTM goes beyond content and document management to include e-signatures, authentication and non-repudiation; enabling co-browsing between the customer and the business ; document transfer and certification; secure archiving that goes beyond records management; and a variety of meta-processes around managing electronic transactions and the documents associated with them.
Aragon Research has estimated that "by YE 2016, 70% of large enterprises will have a DTM initiative underway or fully implemented." 
- "Digital Transforms The Game Of Business" (PDF). Forrester Research,Inc.
- "DTM and the End of Paper: Four Imperatives you can't Miss". aragonresearch.com/. Aragon Research Inc. Retrieved 26 July 2015.
- xDTM Standard Association | http://www.xdtm.org/
- """Digital Transaction Management:The New Way Ahead for Digital Business" (PDF). Aragon Research.