View source for Maestro (debit card)

{{Short description|Debit card from Mastercard}}
{{Distinguish|Debit Mastercard}}
{{infobox brand
| name           = Mastercard Maestro
| logo           = Maestro 2016.svg
| logo_caption   = Maestro logo used since July 14 2016.
| image          = 
| caption        =
| type           = [[Debit card]]
| currentowner   = [[Mastercard Inc.]]
| origin         = [[United States]]
| introduced     = 1991
| discontinued   = {{End date|2023|7|1}} (Europe only)
| related        = [[Debit Mastercard]]
| markets        = Worldwide
| previousowners = 
| trademarkregistrations = 
| ambassadors    = 
| tagline        = 
| website        = {{url|http://www.mastercard.com/}}
}}

'''Mastercard Maestro''' is a brand of [[debit card]]s and [[Prepaid debit card|prepaid cards]] owned by [[Mastercard]] that was introduced in 1991.<ref>{{cite web|url=https://brand.mastercard.com/brandcenter/more-about-our-brands/brand-history.html|work=Mastercard|title=Mastercard Brand History}}</ref> Maestro is accepted at around fifteen million point of sale outlets in 93 countries.<ref>{{cite web|url=http://www.maestrocard.com/nl/consumenten/over_maestro.html|title=Redirect|website=www.maestrocard.com|access-date=6 April 2018|archive-url=https://web.archive.org/web/20150223131616/http://www.maestrocard.com/nl/consumenten/over_maestro.html|archive-date=23 February 2015|url-status=dead}}</ref> 

On July 1, 2023, Mastercard began phasing out Maestro across Europe. European banks and other card issuers are now required to replace expired or lost Maestro cards with a different card.<ref>{{cite web|url=https://www.mastercard.com/news/europe/en/perspectives/en/2021/blog-from-valerie-nowak-why-this-maestro-is-retiring-after-30-years/|title=Mastercard Blog: Why this Maestro is retiring after 30 years|website=www.mastercard.com|access-date=19 October 2021}}</ref>

== Functionality ==
Maestro debit cards are obtained from associate banks and are linked to the cardholder's [[savings account]], [[Current account (banking)|current account]] or any of several other types of accounts, while [[Prepaid debit card|prepaid cards]] do not require a bank account to operate. Maestro cards can be used at [[point of sale]] (POS) and [[Automated Teller Machine|ATM]]s. Payments are made by swiping cards through the [[payment terminal]], insertion into a [[chip and PIN]] device or by a contactless reader. The payment is authorized by the [[Issuing bank|card issuer]] to ensure that the cardholder has sufficient funds in their account to make the purchase. The cardholder then confirms the payment by either signing the sales receipt or entering their 4- to 6-digit [[Personal Identification Number|PIN]], except with contactless transactions below a specified amount for which no further verification is required.

Maestro often requires on-line electronic authorization for every transaction, although Mastercard's rules permit the establishment of floor limits on Maestro [[EMV]] chip transactions only. Not only must the information stored in either the [[Integrated circuit|chip]] or the [[magnetic stripe]] be read, but this has to be sent from the merchant to the issuing bank, the issuing bank then has to respond with an affirmative authorization. If the information is not read, the issuer will decline the transaction, regardless of any disposable amount on the connected account, except in the Asia Pacific region, where manual keyed entry is permitted under some circumstances. This is different from most other debit and [[credit card]]s, where the information can be entered manually into the terminal (i.e. by typing the 13 to 19 digits and the expiry date on the terminal) and still be approved by the [[card issuer|issuer]] or stand-in processor. In most countries, other than those specified in Mastercard's rules, a PIN rather than a signature is always required to authorise a Maestro transaction, except where no CVM (Cardholder Verification Method)<ref>{{cite web|url=http://www.emv-connection.com/cardholder-verification-methods-concepts-implementations-and-impacts/|title=Cardholder Verification Methods: Concepts, Implementations, and Impacts - EMV Connection|website=www.emv-connection.com|access-date=6 April 2018}}</ref> is required.

== Acceptance and availability ==
===Americas===
{| class="wikitable sortable mw-collapsible"
!Country/Region
!Available
!Replaced
!Replaced by
!Notes
|-
|{{Flag|Argentina}}
|{{Yes}}
|
|
|Maestro is the card used by the [[Banco de la Nación Argentina]] and other banks, mostly state-run or provincial banks.
|-
|{{Flag|Brazil}}
|{{No|No*}}
|Redeshop
|
|[[Mastercard]] acquired the existing Redeshop service in 2002 and rebranded it as Maestro, a few years later Mastercard rebranded their Mastercard Maestro to “Mastercard Débito“, where the name may erroneously suggest that it is a “Debit Mastercard“, but internally the cards are still Maestro. It is standard for most Brazilian credit cards to have a "dual-function" (when offered by the bank) where usually the bank debit card (Mastercard Maestro, [[Visa Electron]] or [[Elo (card association)|Elo]]) also has a credit function (usually the only brand in front of the card is [[Mastercard]], [[Visa Inc.|Visa]] or [[Elo (card association)|Elo]]). When inserting, swiping or tapping the card it presents both functions to PoS and the seller selects which one to use.
|-
|{{Flag|Chile}}
|{{Yes|Yes*}}
|
|
|Maestro debit cards are widely used, dual-branded with RedCompra, issued by the majority of banks ([[Banco Santander|Santander]] issued only Maestro debit cards up to 2020<ref>{{Cite web|last=Santander|first=Banco|title=Tarjeta de Débito Mastercard {{!}} Banco Santander|url=https://banco.santander.cl/personas/tarjetas/debito/detalles/tarjeta-de-debito-mastercard|access-date=2020-07-04|website=banco.santander.cl|language=es}}</ref>). They operate through the local Transbank and [[Cirrus (interbank network)|Cirrus]] network. Usually, Chilean Maestro cards have a small logo on the back of the card. [[Debit Mastercard]] cards are issued by Coopeuch and [[Santander Bank|Santander]]. Chilean Maestro cards usually are contactless.
|-
|{{Flag|Colombia}}
|{{Yes}}
|
|
|[[Davivienda]], [[Colpatria]], [[Helm Bank]] (of CorpBanca), [[Corpbanca|Itaú Corpbanca]], [[Banco AV Villas]] and other banks use Maestro and Cirrus system in their debit cards.
|-
|{{Flag|United States}}
|{{Yes}}
|
|[[Visa Inc.|Visa]] and [[Cirrus (interbank network)|Cirrus]] at some banks
|Maestro is a PIN-based debit card network closely related to the [[Cirrus (interbank network)|Cirrus]] [[Automatic teller machine|ATM]] network, also owned by [[Mastercard]]. Like other PIN-debit networks in the U.S., Maestro there relies solely on a standard card and PIN, without a chip; signature-debit transactions in the U.S. are handled through the main [[Mastercard]] network or the rival [[Visa Inc.|Visa]] network. RBS's former U.S. subsidiary, [[Citizens Financial Group]], switched to Visa, though like most foreign banks with operations in the [[United States]], it used MasterCard's [[Cirrus (interbank network)|Cirrus]] network and the card participated in the [[Mastercard]] SecureCode initiative.  Maestro is accepted at several banks (First Hawaiian and Home Street Bank) in Hawaii.
|-
|{{Flag|Uruguay}}
|{{Yes}}
|
|
|Maestro was until recently <ref>{{Cite web|last=Portal|first=Montevideo|title=El Banco República lanzó su primera tarjeta de débito con chip|access-date=2023-01-03|url=https://www.montevideo.com.uy/Negocios-y-Tendencias/El-Banco-Republica-lanzo-su-primera-tarjeta-de-debito-con-chip-uc683700}}</ref> the only debit card network issued by [[Banco de la República Oriental del Uruguay]]. Since BROU is the largest bank in Uruguay,<ref>{{Cite web|last=Americas|first=BN|title= Un vistazo a los bancos más rentables de Uruguay|access-date=2023-01-03|url=https://www.bnamericas.com/es/noticias/ready-friday-un-vistazo-a-los-bancos-mas-rentables-de-uruguay|quote=BROU es, por lejos, el banco más grande de Uruguay, pues representa casi la mitad del total de activos del sistema financiero.}}</ref> this means that Maestro is likely the largest network in Uruguay.
|-
|{{Flag|Venezuela}}
|{{Yes}}
|
|
|Maestro is extremely popular. It is as of 2014, the leading debit card, issued by almost all major banks in the country. It is widely accepted in PoS. It works on all ATMs showing the [[Suiche7B]], [[Mastercard]], Conexus and [[Cirrus (interbank network)|Cirrus]] logos.
|}

===Asia===
{| class="wikitable sortable mw-collapsible"
!Country/Region
!Available
!Replaced
!Replaced by
!Notes
|-
|{{Flag|China}}
|{{No}}
|
|[[Debit Mastercard]] or [[Visa Debit]]
|[[Bank of China]] used Maestro as its "international" debit card system in some areas before, but stopped issuing it from September 2016.<ref>{{cite web|url=https://www.boc.cn/bcservice/bc2/200902/t20090226_597032.html|title=Great Wall "Maestro" International Debit Card (Discontinued from September 2016)|publisher=Bank of China|access-date=2016-09-01}}</ref> In April 2017, they launched "Cross-Border" EMV Debit Card with Visa and Mastercard.<ref>{{cite web|url=https://newsroom.mastercard.com/asia-pacific/press-releases/mastercard-and-bank-of-china-launch-chinas-first-cross-border-emv-chip-debit-card/|title=Mastercard and Bank of China Launch China's First Cross-Border EMV Chip Debit Card|publisher=MasterCard|access-date=2014-04-21}}</ref><ref>{{cite web|url=https://www.boc.cn/bcservice/bc2/201704/t20170426_9329829.html|title=Great Wall "Cross-Border" International Debit Card|publisher=Bank of China|access-date=2017-04-26}}</ref> Most ATMs owned by nationwide commercial banks still accept Maestro card. Also, certain ATMs will present the user with foreign language options upon insertion of a Maestro card.
|-
|{{Flag|Hong Kong}}
|{{Yes}}
|
|MasterCard Debit
|[[Standard Chartered Hong Kong]] used Maestro as one of the ATM card systems. However, the clients should make the request for using the Maestro in advance, or the bank would only issue the [[UnionPay]] ATM Card to new clients as default.
In end-2021, the Bank announced the replacement of Maestro cards with MasterCard debit card. However, the card is only available to Priority and Priority Private customers. For other customers, they have to switch to the UnionPay system.
|-
|{{Flag|India}}
|{{No}}
|
|MasterCard Debit
|Maestro is issued by most major banks, except [[ICICI Bank]]. Maestro issuing banks include the [[State Bank of India]] (India's largest bank), State Bank's affiliate banks, [[Punjab National Bank]], [[Syndicate Bank]], [[Oriental Bank of Commerce]], [[Bank of Rajasthan]], etc. The bank would only issue the RuPay ATM Card to new clients as default.
|-
|{{Flag|Israel}}
|{{No}}
|
|
|Maestro Cards cannot be used at point of sales locations to make purchases but the [[Cirrus (interbank network)|Cirrus]] network is accepted at a majority of cash points most of the time. The exception is the 'First International Bank of Israel' (FIBI) who do not accept [[Cirrus (interbank network)|Cirrus]]. The most common debit cards by Mastercard are branded Mastercard Direct (operated for the banks offer the card by Isracard). Otherwise (but to a much smaller scale) offered Mastercard Debit by banks like Israeli Discount Bank & Mercantile Bank.
|}

===Europe===
{| class="wikitable sortable mw-collapsible"
!Country/Region
!Available
!Replaced
!Replaced by
!Notes
|-
|{{Flag|Austria}}
|{{No}}
|[[Eurocheque]]
|[[Debit Mastercard]]
|Beginning with 2019, Austria's largest bank by assets [[Erste Group]]<ref name=":0">{{Cite web|url=https://www.wallstreetmojo.com/banks-in-austria/|title=Banks in Austria - Overview and Guide to Top 10 Banks in Austria|date=21 November 2017 |language=en|access-date=2019-08-25}}</ref> began replacing Austrian Maestro cards with [[Debit Mastercard]].<ref name=":1">{{Cite web|url=https://futurezone.at/b2b/aus-fuer-maestro-bankomatkarte-erste-bank-bringt-debit-karte/400456378|title=Debit Mastercard: Die Erste Bank ersetzt ab 2019 die Bankomatkarte|date=4 April 2019 |language=de|access-date=2019-08-25}}</ref> Other banks followed in 2020 and 2021.
|-
|{{Flag|Belgium}}
|{{No}}
|
|[[Visa Debit]] or [[Debit Mastercard]]
|Co-branded with [[Bancontact Payconiq Company|Bancontact]]. [[BNP Paribas Fortis]] group started issuing co-branded Bancontact and [[Visa Debit]] cards in 2021. [[Keytrade Bank]] also started issuing co-branded Bancontact/Visa Debit cards in 2023. Two Crelan Group-owned banks ([[Crelan]] and {{Interlanguage link multi|Europabank|nl}}) also switched over to co-branded Visa Debit/Bancontact debit cards ([[Axa Bank Belgium|Axa Bank]] will merge with Crelan itself in June 2024 <ref>{{cite web | url=https://www.axabank.be/nl/info-fusie | title=De fusie tussen AXA Bank en Crelan &#124; Crelan }}</ref>). [[Belfius]], [[KBC Group]], [[Beobank]] & [[Argenta (bank)]] started issuing co-branded Bancontact/Debit Mastercard in 2023.
|-
|{{Flag|Bosnia and Herzegovina}}
|{{No}}
|
|[[Debit Mastercard]]
|UniCredit Bank made the switch from Maestro to [[Mastercard]] on June 1, 2016.<ref>{{Cite web |date=31 May 2015 |title=Ostvarite popuste sa Debit MasterCard karticom UniCredit Bank |url=https://www.unicredit.ba/ba/search.html?modal_page=L2JhL3BvcHVwZWRpdHBhZ2VzL09uYW1hL3ByZXNzLzIwMTYvUG9wdXN0aV9zYV9EZWJpdF9NYXN0ZXJDYXJkX2thcnRpY29tXzIwMTYtMDUtMzEubW9kYWwuaHRtbA== |url-status=live |archive-url=https://web.archive.org/web/20240304012245/https://www.unicredit.ba/ba/search.html?modal_page=L2JhL3BvcHVwZWRpdHBhZ2VzL09uYW1hL3ByZXNzLzIwMTYvUG9wdXN0aV9zYV9EZWJpdF9NYXN0ZXJDYXJkX2thcnRpY29tXzIwMTYtMDUtMzEubW9kYWwuaHRtbA== |archive-date=4 March 2024 |access-date=4 March 2024 |website=UniCredit Bank |language=bosnian}}</ref>
|-
|{{Flag|Croatia}}
|{{No}}
|
|[[Visa Debit]] or [[Debit Mastercard]]
|Reiffeisenbank Hrvatska replaced Maestro card with Debit Mastercard (with vertical design) in 2019.<ref>{{cite web|url=https://www.facebook.com/RaiffeisenbankHrvatska/posts/1196372913888340?comment_id=1199168926942072&reply_comment_id=1199198756939089|title=Evo je - naša nova RBA Mastercard® debitna kartica! Zanima te kako izgleda?|website=[[Facebook]]|language=hr|access-date=2022-02-20}}</ref> Erste Bank replaced Maestro with Visa Debit in 2020,<ref>{{cite web|url=https://www.erstebank.hr/hr/press/priopcenja-za-medije/2020/1/27/erste-banka-prelazi-na-visa-debitne-kartice|title=Erste banka prelazi na Visa debitne kartice|language=hr|access-date=2022-02-20}}</ref> and Croatia's largest bank, [[Zagrebačka banka]], did the same in 2021.<ref>{{cite web|url=https://www.zaba.hr/home/maestro-kartica|title=Maestro debitna kartica|language=hr|access-date=2022-02-20}}</ref>
|-
|{{Flag|Denmark}}
|{{No}}
|
|rowspan="3" |[[Debit Mastercard]]
|Maestro has been replaced by the banks that issued it with [[Debit Mastercard]]. Moreover, the largest Danish bank [[Danske Bank]] has replaced all of its [[cash card]]s with Debit Mastercards.
|-
|{{Flag|Germany}}
|{{No}}
|[[Eurocheque]]
|In most cases co-branded with the German [[Girocard]] logo, but they cannot be used as Maestro over the telephone or on the internet. As of 2020, the [[Sparkassen-Finanzgruppe]] announced to introduce a new co-branded Girocard using the [[Debit Mastercard]] system and effectively replacing the Maestro co-badge slowly.<ref>{{cite web|url=https://www.f-i.de/News/ITmagazin/Archiv/2020/Einfach-mobil-handeln/Loesungen-Praxis/Eine-Karte-ueberall-einsetzbar|title=Eine Karte - überall einsetzbar: Sparkassen-Card mit Co-Badge Debit Mastercard|publisher=Finanz Informatik (Sparkassen-Finanzgruppe)|language=de|access-date=2020-03-30}}</ref>
|-
|{{Flag|Greece}}
|{{No}}
|
|Maestro debit cards have been issued by several major banks.<ref name=":2">{{cite web|url=http://www.mastercard.com/gr/consumer/where-to-apply.html|title=Where to apply|publisher=MasterCard|access-date=2014-06-24}}</ref> However, as of March 2015 all four major Greek banks have replaced Maestro cards with contactless [[Debit Mastercard]].
|-
|{{Flag|Iceland}}
|{{No}}
|
| rowspan="2" |[[Debit Mastercard]] or [[Visa Debit]]
|Maestro debit cards have been issued by several major banks. [https://gamli.islandsbanki.is/library/Skrar/Umsokn-um-bankareikning-fyrir-logadila-og-felagasamtok.pdf For example: an old Íslandsbanki request form for banking products includes Maestro and Electron debit card options:] However, as of 2015, all banks have replaced them with contactless [[Debit Mastercard]] or [[Visa Debit]] cards.<ref name=":3">[https://www.landsbankinn.is/einstaklingar/greidslur/debetkort/ny-debetkort/ Landsbankinn Debit Card]</ref><ref name=":4">[https://www.islandsbanki.is/en/product/cards/platinum-debit-card Íslandsbanki Debit Mastercard]</ref>
|-
|{{Flag|Ireland}}
|{{No}}
|[[Laser (debit card)|Laser]]
|[[Laser (debit card)|Laser]], which was co-branded with Maestro, has been replaced by [[Visa Debit]] and [[Debit Mastercard]]. The [[Laser (debit card)|Laser]] debit card has been phased out by all banks and ceased to operate from March 2014. Irish [[Laser (debit card)|Laser]] cards carried Maestro co-branding from 2008 onwards. They were intended to be used with [[chip and PIN]] POS systems. The chip on the card was programmed with two applications, one for [[Laser (debit card)|Laser]] and one for Maestro. POS transactions were normally processed over the [[Laser (debit card)|Laser]] network in Ireland and the Maestro network when the card was used abroad. Some POS terminals prompted users to manually select [[Laser (debit card)|Laser]] or Maestro before completing the transaction. [[Laser (debit card)|Laser]] cards could be processed as Maestro in most POS terminals worldwide for chip and PIN or swipe and sign transactions (where still accepted). Internet and telephone-based retailers, however, needed to be set up specifically to accept Irish [[Laser (debit card)|Laser]]/Maestro cards. Transactions made with these cards were often secured by MasterCard's SecureCode system to verify the cardholder's identity. These cards were usually multi-functional and operated as a debit card as well as an ATM Card which could be used for accessing ATMs. Some banks also allowed customers to use their cards to deposit or withdraw money over the counter or at [[An Post]] post offices using their debit card and PIN. Historically the cards often contained a [[Cheque guarantee card]] function indicated by a hologram. This scheme was shut down in 2011. Foreign-issued Maestro cards are still accepted in Ireland in ATMs and by many POS machines. However, acceptance of Visa and MasterCard debit/credit cards is more reliably universal at POS terminals.
|-
|{{Flag|Italy}}
|{{No}}
|
|
|Usually co-branded with the national [[Bancomat (debit card)|Bancomat/PagoBancomat]] and international [[Cirrus (interbank network)|Cirrus]] scheme. Most banks issue Mastercard Maestro, while some issue [[Visa Debit]] and [[V Pay]] cards.
|-
|{{Flag|Netherlands}}
|{{No}}
|[[PIN (debit card)|PIN]]
|[[Debit Mastercard]] or [[Visa Debit]]
|Most banks issue Maestro debit cards, with only [[De Volksbank]] and [[ING Group|ING]] offering both [[V Pay]] and Maestro branded cards.<ref name=":5">{{Cite web|url=https://www.snsbank.nl/particulier/betalen/betaalpas-van-v-pay-of-maestro.html|title=Betaalpas van V PAY of Maestro|website=www.snsbank.nl|date=30 October 2018 |language=nl|access-date=2018-11-30}}</ref><ref name=":6">{{Cite web|url=https://www.banken.nl/nieuws/20817/ing-debetkaarten-nu-ook-beschikbaar-met-v-pay-van-visa|title=ING-debetkaarten nu ook beschikbaar met V Pay van Visa|website=www.banken.nl|date=12 April 2018 |language=nl|access-date=2018-06-27}}</ref> Prior to January 1, 2012, Dutch Maestro debit cards were co-branded with the national [[PIN (debit card)|PIN]] scheme. This scheme has since been retired and replaced by Maestro and V Pay. And starting in 2022 shop owners will be required to start adding support for Debit Mastercard & Visa Debit to their POS-terminals.<ref>{{Cite web|url=https://www.betaalvereniging.nl/betaalproducten-en-diensten/pinnen/project-dca|title=Project DCA|website=www.betaalvereniging.nl|language=nl|access-date=2019-10-21}}</ref>
|-
|{{Flag|Romania}}
|{{No}}
|
|[[Debit Mastercard]]
|Maestro was a popular debit card which was offered by major banks for about 20 years until it was replaced with other Card Schemes, mainly with Mastercard Debit and Visa Debit. 
|-
|{{Flag|Russia}}
|{{No}}
|
|[[Mir (payment system)|Mir]]
|Maestro was issued by banks including [[Sberbank of Russia|Sberbank]], which issues cards such as Mastercard Maestro Momentum and the Mastercard Maestro Social debit card. After [[Russian invasion of Ukraine]], banks stopped issuing [[Visa Inc.|Visa]], MasterCard and Maestro cards as they left Russia, and started issuing cards with [[Mir (payment system)|Mir Payment System]]. Despite that, old and non-expired Maestro cards still work inside Russia.
|-
|{{Flag|Serbia}}
|{{No}}
|
|[[Visa Debit]]
|Maestro debit cards are issued by several banks in [[Serbia]]. The main issuer was [[Banca Intesa Beograd]] until, in September 2012, [[Banca Intesa Beograd]] began to switch to Visa.<ref name=":7">{{cite web|url=http://www.bancaintesa.rs/code/navigate.aspx?Id=1133|title=VISA Inspire|publisher=Banca Intesa|access-date=2014-06-24}}</ref>
|-
|{{Flag|Switzerland}}
|{{No}}
|
| rowspan="2" |[[Debit Mastercard]] or [[Visa Debit]]
|
|-
|{{Flag|United Kingdom}}
|{{No}}
|[[Switch (debit card)|Switch]]
|The former [[Switch (debit card)|Switch]] debit card system was re-branded as Maestro. Underneath the branding, however, the system was still the old Switch one and the cards were still fundamentally Switch. In 2011, MasterCard aligned UK domestic Maestro cards (the former Switch) with the standard international Maestro system, ending its status as a separate card scheme. This change also led to the discontinuation of the [[Solo (debit card)|Solo debit card]].<ref name=":8">{{cite web|url=http://datacash.custhelp.com/cgi-bin/datacash.cfg/php/enduser/std_adp.php?p_faqid=1136&p_created=1299160591|title=Error|website=datacash.custhelp.com|access-date=6 April 2018}}</ref> In January 2009 [[First Direct]] and [[HSBC Bank (Europe)|HSBC]] discontinued the use of Maestro cards, issuing [[Visa Debit]] cards to new customers and a gradual roll-out throughout 2009 to existing customers. In September of the same year, the British arms of the [[National Australia Bank]], namely [[Clydesdale Bank]] and [[Yorkshire Bank]], started the process of replacing the Maestro card with a [[Debit Mastercard]] for their current accounts, except for the Readycash and Student accounts, for which the Maestro card continued to be issued until 2015. Likewise, in the same month the [[Royal Bank of Scotland|Royal Bank of Scotland Group]] (Europe's largest debit card issuer which includes the [[NatWest]], [[Coutts]] and [[Ulster Bank]] brands) switched from Maestro to Visa Debit, a process that took two years to complete.<ref name=":9">{{cite web|url=http://www.rbs.co.uk/personal/current-accounts/g2/debit-cards/your-card.ashx|title=Lost and stolen cards - Royal Bank of Scotland}}</ref><ref name=":10">{{cite web|url=http://www.natwest.com/personal/current-accounts/g4/cards/yourcard.ashx|title=Lost and stolen cards - Lost debit card - NatWest}}</ref><ref name=":11">{{cite web|url=http://digital.ulsterbank.co.uk/personal/current-accounts/debit-cards.html|title=Debit Cards - Current Accounts - Ulster Bank}}</ref> This effectively meant that only a few smaller UK banks would be issuing Maestro cards. In 2015, [[Bank of Ireland|Bank of Ireland UK]] replaced its Maestro debit cards with [[Visa Debit]] cards. Few if any issuers still issue Maestro cards nowadays in the UK, and acceptance of non-UK Maestro cards is patchy.
|}

== Logo history ==
{{multiple image
| direction = 
| align = none
| width = 130
| image1 = Maestro 1992 logo.svg
| alt1 = Maestro logo used from May 1992 until September 1996
| caption1 = Maestro logo used from May 1992 until September 1996
| image2 = Maestro Logo.svg
| caption2 = Maestro logo used from September 1996 until 14 July 2016.
| total_width = 
| image3 = Maestro 2016.svg
| caption3 = Maestro logo used since 14 July 2016.
| image4 = Mastercard Maestro logo.svg
| caption4 = Mastercard Maestro logo used from 2004 in Brazil only.
}}

==See also==
* [[RuPay]]
*[[ATM usage fees]]

==References==
{{reflist}}

{{Interbank networks}}
{{Credit cards}}
{{Portal bar|Companies|Economy|Electronics}}

[[Category:Financial services companies established in 1991]]
[[Category:Debit cards]]
[[Category:Debit card issuer associations]]
[[Category:Mastercard]]
[[Category:Products introduced in 1991]]
[[Category:Products and services discontinued in 2023]]