Annabelle was born to American-Filipino father and Filipino mother. She was later raised by her aunt and uncle along with her siblings, wherein her aunt treated her as her own child. In 1958 she dropped out of high school to work in a billiard hall where she met Ruben Ablaza.
On October 23, 1962, 19-year-old Huggins reported that she was taken against her will to Hagonoy, Bulacan and defiled of her honor by Ruben Ablaza, a portly taxi driver, who plotted the abduction with two others, Lauro Ocampo and Jose “Totoy Pulis” Leoncio. The incident was repeated on March 22, 1963, and this time, Huggins was reportedly kidnapped from Makati and taken first to Caloocan and then to Bulacan, a more serious offense.
When Ablaza was apprehended and tried in court, he contended that the two were in love, that she freely went with him and what he did “was the vogue of the time.” The most awaited part of the trial was when the principal witness, Huggins, testified before Fiscal Pascual Kliatchko and a curious courtroom crowd.
Two movies twice portrayed her. In 1963 came Ang Mananaggol ni Ruben with Mario Montenegro as Abalaza and Lolita Rodriguez as Huggins. In 1995 Director Carlo J. Caparas made Annabelle Huggins Story - Ruben Ablaza Tragedy: Mea Culpa starting Cesar Montano as Ablaza and Dawn Zulueta as Huggins.
- Brad Stevens (18 March 2003). Monte Hellman: His Life and Films. McFarland. pp. 42–. ISBN 978-0-7864-8188-0.
- Philippines. Supreme Court (1970). Supreme Court Reports, Annotated. Central Book Supply, Incorporated. pp. 175–.
... According to this accused, in 1962, he and complainant Annabelle Huggins were sweethearts; that as Annabelle was ...
- Decision Law Journal. World Current Events, Incorporated. 1970. pp. 262–.
Considering, therefore, the extant evidence on record, we fully agree with the trial court that accused Ruben Ablaza has committed the crime of kidnapping and serious illegal detention of the person of complainant Annabelle Huggins.