|Founded||Minneapolis, Minnesota, USA (April 2, 1923)|
|Craig R. Dahl (CEO)|
|Parent||TCF Financial Corporation|
TCF Bank is the wholly owned banking subsidiary of TCF Financial Corporation, a bank holding company headquartered in Wayzata, Minnesota. As of November 2017, TCF Bank had nearly 321 branches in Minnesota, Illinois, Michigan, Colorado, Wisconsin, Arizona and South Dakota 
TCF Bank began business in 1923 as Twin City Building and Loan Association. It received a federal charter in 1936 and changed its name to Twin City Federal Savings and Loan Association. The company went public in 1986 chartered under the name TCF Banking and Savings, F.A. (TCF Bank). Despite some bank acquisitions such as Great Lakes Bancorp and Standard Financial, TCF Bank has grown primarily through de novo[when defined as?] expansion.
TCF Bank was founded in Minneapolis. With approximately 110 branches in the area, it continues to be a major force in the Twin Cities. In-store branches are located inside of Cub Foods stores. It is headquartered in Wayzata, Minnesota.
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TCF Bank operates 25 branches in Wisconsin.
TCF Bank operates 38 branches throughout Michigan.
In 1995, TCF increased its Michigan presence by acquiring the Great Lakes National Bank. From 1995 through 1998, the TCF Bank branches in Michigan operated under the Great Lakes National Bank name. In 1999, all of the branches were reflagged as TCF.
In 2002, the University of Michigan announced that TCF Bank had been selected as a preferred provider of banking services to students, faculty, and staff.
In 2005, TCF Bank announced the sale of its Michigan headquarters building to Ann Arbor real-estate company McKinley Associates, though part of the ground level remains a TCF Bank branch.
On November 6, 2006, TCF announced the sale of 10 branches in Battle Creek, Bay City, and Saginaw to Independent Bank. With this sale, TCF's Michigan branches became concentrated in Southeast Michigan, primarily in and around metropolitan Detroit.
TCF's first branch office was opened in Mesa, on December 13, 2006. TCF now operates seven branches in the state of Arizona.
TCF has two branches in Sioux Falls.
- Chairman & Chief Executive Officer: Craig R. Dahl
- Vice Chairman of Funding & Chief Operating Officer, Operations & Finance: Thomas F. Jasper
- Executive Vice President, Consumer Banking: Michael S. Jones
- Executive Vice President, Wholesale Banking: William S. Henak
- Chief Risk Officer & Chief Credit Officer: James Costa
- Chief Financial Officer: Brian W. Maass
- Chief Information Officer: Tom Butterfield
- Chief Audit Officer: Andrew J. Jackson
In 2010, TCF Bank was sued regarding overdraft. Some practices that came to light included processing higher amount transactions first in order to drain customer accounts faster, allowing TCF to then increase the number of total overdraft charges from each of the smaller amounts remaining, as well as charging overdraft fees on a daily basis rather than posing one flat fee. In 2011, TCF Bank changed its overdraft policy to include a daily $28 fee. After public backlash, the bank reversed its policy in 2012.
Bank Secrecy Act
TCF Bank Stadium
On March 24, 2005, TCF Bank and the University of Minnesota announced that the bank would contribute $35 million during a 25-year period toward a proposed on-campus outdoor football stadium, in exchange for naming rights. The original agreement was to expire December 31, 2005, but was extended to June 30, 2006. The bill authorizing the stadium was signed into law by the governor on May 24, 2006, and the stadium officially opened its doors for the inaugural Gopher football game of the 2009 season, held on September 12, 2009.
- "TCF Bank Profile".
- Paul, Minneapolis/St. (November 6, 2006). "TCF to sell 10 bank branches in Michigan".
- Moylan, Martin. "TCF Bank faces lawsuit over overdraft fees".
- "TCF Bank Adds New $28 Daily Overdrawn Balance Fee". 14 October 2011.
- Moylan, Martin. "TCF adjusts options on overdraft fees".
- "Consent Order 2013-003" (PDF). Retrieved 2018-09-28.