Talk:SME finance

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Dr. Zazzaro's comment on this article

Dr. Zazzaro has reviewed this Wikipedia page, and provided us with the following comments to improve its quality:

The first has been to broaden the collateral based approach by encouraging bank lenders to finance SMEs with insufficient collateral. This might be done through an external party providing the collateral or guarantees required. Unfortunately, such schemes are counter to basic free market principles, and they tend to be unsustainable. This sector is increasingly called the Meso-finance sector.
It is unclear why (private or public) loan-guarantee schemes should be counter the basic principles of free market.
See contributions in the special issue of the Journal Financial Stability "Partial Credit Guarantees: Experiences & Lessons Focused Issue" 2010, vol 6, No. 1; Busetta G. and A. Zazzaro (2012), "Mutual loan-guarantee societies in monopolistic credit markets with adverse selection, Journal of Financial Stability, Volume 8, No. 1, Pages 15-24, for a theoretical contibution on the spontaneous emergence of Mutual loan-guarantee societies.
However, there are no evidence of any significant structural barriers to the supply of bank or private equity finance to suitable SME applicants on mutually satisfactory terms and conditions in Britain. The main obstacles to funding here appear to be on the demand rather than the supply side of the business finance market.
This seems to be a very strong and unproved sentence. Provide academic references. Why to consider only Britain?
In general, see the recent survey SME Access to Intermediated Credit: What Do We Know and What Don’t We Know? by Gregory F Udell

We hope Wikipedians on this talk page can take advantage of these comments and improve the quality of the article accordingly.

Dr. Zazzaro has published scholarly research which seems to be relevant to this Wikipedia article:

Reference : Andrea Filippo Presbitero & Alberto Zazzaro, 2009. "Competition and Relationship Lending: Friends or Foes?," Mo.Fi.R. Working Papers 13, Money and Finance Research group (Mo.Fi.R.) - Univ. Politecnica Marche - Dept. Economic and Social Sciences.

ExpertIdeasBot (talk) 12:50, 7 June 2016 (UTC)[reply]

Copyright problem removed

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Also, blogs and personal websites are usually not reliable sources (see WP:RS). GermanJoe (talk) 11:34, 24 November 2017 (UTC)[reply]