Talk:Structured product

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Page Needs Complete Overhaul

The information in this article is confusing, and at times completely false. There is no requirement that a structured product use derivatives. See e.g., cash CDOs. —Preceding unsigned comment added by Erdosfan (talk • contribs) 18:31, 10 February 2009 (UTC)[reply]

The opening paragraph states that structured products are "synthetic" instruments. The way the industry uses the term, synthetic typically implies a credit derivative, which may or may not be the case for structured products. For examples, an agency CMO is an example of a structured product but is "cash" product, but not synthetic. A CDO may be cash (owning the cash bond which form the assets of the CDO) or synthetic (consisting of credit derivatives on the underliers).

I would respectfully suggest that word "synthetic" be eliminated The word "derivative" would also be confusing, for similar reasons--it implies a swap contract. In addition, "CMO derivatives" typically refer to specific types of CMO tranches, such as inverse floaters.

I understand the intent of the usage of the word; the writer wants to convey that the structured security is based on another security or obligation. I simply think that "synthetic" or "derivative" are misleading terms because of their alternate specific meanings.

Please let me know what you think of the changes. I too though synthetic was very vague. —Preceding unsigned comment added by Geoffvf (talk • contribs) 02:18, 28 March 2008 (UTC)[reply]

Removed old rule

Please note that SEC rule 434 stated in the article is no longer in force. It has been removed as of Dec. 1, 2005.--91.63.113.205 (talk) 10:20, 18 May 2008 (UTC)[reply]

Wiki Education assignment: Public Writing

This article was the subject of a Wiki Education Foundation-supported course assignment, between 7 September 2022 and 8 December 2022. Further details are available on the course page. Student editor(s): Sdawar16 (article contribs).

— Assignment last updated by Sdawar16 (talk) 01:16, 7 October 2022 (UTC)[reply]