User talk:Krld123

Hello, i was just wondering why you thought this: "Even so, the bank's legal "terms and conditions" relating to customer savings or checking accounts cannot be accessed over the Internet (As of October 2007). Paper copies must be obtained by going into one of the branch offices, which are primarily located in Midwest cities." Was relevant enough to place in the National City Bank article. Thanks....Strunke 01:34, 30 October 2007 (UTC)[reply]

Because a potential bank customer, especially an internet-user, who is interested in opening an account at National City would like to know whether the critically important and legally binding "terms and conditions" about savings or checking accounts can be accessed online without visiting a bank branch. As of today, the detailed rules and "fine print" governing personal accounts at National City Bank cannot be accessed over the Internet. My edits reflect existing bank policy. Take care...krld123

Okay, I'm going to move it to a different spot though. Doesn't really belong in a opening description. I don't know of any bank that actually posts the terms of their accounts online. Except for maybe ING, Emigrant, or HSBC. And those are online exclusive banks...except for some personal HSBC accounts. Strunke 09:03, 2 November 2007 (UTC)[reply]

...Well, you moved the "terms and conditions" line to the bottom, but I would prefer it under its own heading in the second paragraph. Do you want to do it, or should I? The interaction between a bank and its customers is the single most fundamental aspect of banking, and it seems that the rules governing such interaction would be the first and foremost fact one would want to know about a bank, especially after the subprime mortgage fiasco of 2007. Their rules were not very transparent and no one really cared. Now many people care. So if a US-based bank in 2007 decides that it is not good business policy to place the "terms" governing their regular accounts on the Internet, that certainly desrves to be mentioned prominently in an encyclopedic article. The Wiki entry is not meant to be free advertisement for the bank. Rather, it should be a fair, useful, and well-rounded source of relevant information provided by informed Wiki users. ..Best regards.. krld123

Maybe a sub-section into separate "features" and "limitations"?? It's not meant to be a commercial. It is however meant to be a encyclopedia article. I'm not saying you are, but many people use it to push their POV and personal blog of sorts. The articles should contain the facts about the bank. Even the features parts really shouldn't be in there but it evolved from a history of marketing strategies national city has used.Strunke 11:03, 13 November 2007 (UTC)[reply]