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Hutchinson was born in Carsington, Wirksworth, Derbyshire, the second son of Mary and Edward Hutchinson or Hitchinson (a family of the lesser landed gentry). He was taught history by his uncle, Francis Tallents, a Puritan clergyman, before beginning his studies at Katharine Hall, Cambridge at the age of 18. He graduated B.A. in 1681 and M.A. in 1684, a year after he was ordained by the bishop of London and was appointed Lecturer at the rectory of Widdington, Essex.
This living represented the lowest rung of the career ladder of the Church of England and Hutchinson remained there until appointed vicar of Hoxne, Suffolk in early 1690 by local Whig magnate, William Maynard.
Hutchinson wrote Historical Essay Concerning Witchcraft, whose second edition appeared in 1720 with a chapter attacking the witch-hunting in Salem, Massachusetts Bay Colony in the late 1690s by debunking the charge of witchcraft. He died in 1739, aged 79, and was buried in Portglenone Parish Church, County Antrim.
This Francis Hutchinson should not be confused with the Francis Hutchinson who was connected with John Nelson Darby, Edward Cronin, and John Bellett in the movement of the late 1820s later known as "Plymouth Brethren".