|Residence||San Francisco, California, USA|
|Alma mater||HEC Paris|
|Occupation||Entrepreneur, Business executive|
|Known for||TripleHop Technologies (MatchPoint), Lending Club, Upgrade, Inc.|
Renaud Laplanche is a French entrepreneur and business executive. He is the co-founder and CEO of the debt refinancing company, Upgrade, Inc. Prior to founding the company, Laplanche co-founded and served for a decade as the CEO of Lending Club, an American peer-to-peer lending company. The SEC has banned Renaud from the securities industry on charges of fraud for his conduct at Lending Club.
Early life and education
Renaud Laplanche was born in 1970 and grew up in France. He was interested in sailing and raced competitively on the national level, winning the French sailing championships on Lasers, 13.5 ft, one-sail, one-man sailboats, in 1988 and 1990.
Laplanche studied business and law. He received a post-graduate DESS-DJCE (J.D.) degree in Tax and Corporate Law from Université de Montpellier, Montpellier, France, and an MBA degree from HEC Business School in Paris, France, and London Business School.
Cleary Gottlieb Steen & Hamilton
From 1995 to 1999, Laplanche worked as a securities lawyer and senior associate at the law offices of Cleary Gottlieb Steen & Hamilton, first in Paris and later in New York. The cases he worked on included mergers, acquisitions, joint ventures, and investment transactions involving technology companies.
In New York, Laplanche soon left the law offices and, in 1999, jointly with Franck Nazikian, started his own company, a software company called TripleHop Technologies. The company had an office in the North Tower of the New York World Trade Center that was destroyed in the September 11 attacks. TripleHop suffered major losses, including its computers and recently developed software code.
In 2003 TripleHop launched its MatchPoint crawler and search engine for enterprise content. The engine provided a single search point for structured and unstructured data (databases, e-mail, file and document systems, the internet), used Support Vector Machine algorithms for indexing and concept-based retrieval, and collaborative filtering for correlating related topics, created a user profile for each user on the basis of user's search history to tailor query results to particular users, and permitted context-sensitive search where queries were expanded by synonyms from domain-specific thesaurus-type taxonomies.
MatchPoint was adopted by many U.S. media companies (CNN, Turner Broadcasting, AOL, USA Today, ABC news, Dow Jones, New York Times and others) as their preferred search engine and attracted the attention of major software vendors. In June 2005, TripleHop Technologies was acquired by Oracle Corporation and MatchPoint was integrated with Oracle's other products. Laplanche reportedly earned 10 million USD from the acquisition. He moved to California and from June 2005 to October 2006 worked at Oracle as the Head of Product Management, Search Technologies, managing integration and overseeing sales of search engine products.
In 2006 Laplanche left Oracle and co-founded LendingClub. Laplanche had gotten the idea for the new company at the time when he started TripleHop and found that his credit card carried an 18% interest rate, while he was only earning 1.5% from the bank on high yield certificates of deposit. He thought that by connecting investors directly with borrowers, he could cut the banks out of the equation and deliver lower rates for borrowers and higher returns for investors. LendingClub first launched on Facebook to leverage existing connections among users for testing users' trust and willingness to help one another financially, and to gather user feedback about the new service. At that time, LendingClub was one of Facebook's first applications.
In 2010, after receiving $12 million in funding from venture capital investors, Laplanche developed LendingClub into a full-scale person-to-person lending company. By June 2012, the company had raised $100 million in venture capital. LendingClub completed its IPO on December 10, 2014. The stock price increased 56% on its first day of trading.
On May 9, 2016, Laplanche resigned from his position as CEO following an internal investigation that found he had violated the company's business practices.
Additionally, the SEC has banned Renaud from the securities industry on charges of fraud. 
In August 2016, Laplanche along with other former Lending Club executives started the online lending company, Upgrade, Inc. The company provides personal loans for consumers who are trying to consolidate credit card debt. In April 2017, the company announced that it had raised $60 million in venture capital from several investors.
Laplanche was named Entrepreneur of the Year at the 2012 BFM Awards. He is the winner of HEC Entrepreneur of the Year award in 2002 and is a member of the Young Presidents' Organization. In 2013 he received an Ernst & Young Entrepreneur Of The Year award for the Northern California region and was a national finalist.
Between April 1 and September 22, 2015, Laplanche and the crew of the Lending Club 2, a 105-ft maxi-trimaran, held the speed record for sailing from Cowes to Dinard across the English Channel.
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