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Open joint-stock company
Traded as MCXRGSS
Industry Property insurance
Founded 1992
Headquarters Moscow, Russia
Head office of the company "Rosgosstrakh" in Moscow

Rosgosstrakh (Russian: Росгосстрах), also called RGS or RGS Group, is one of the largest insurance companies in Russia.

Rosgosstrakh (RGS) has been around for over 88 years. It is the major insurance player on the Russian market. With more than 25 million private and 250,000 corporate clients from all over the country, 3,000 regional offices and 400 claim centers, the company provides insurance products from popular auto policies to insurance of domestic animals and spacecraft.

RGS offers more than 50 different types of insurance to cover individuals and businesses.

RGS was the main sponsor of Russian National Football Championship.


Rosgosstrakh is the successor of Gosstrakh, which was founded in 1921 during the Russian Soviet Federative Socialist Republic.[1] Gosstrakh was the Russian government-owned insurance monopolist until 1947, when Ingosstrakh was established as agency of foreign insurance.[2]

Rosgosstrakh became a state-owned joint stock company on February 10, 1992 by the Government Resolution of the Russian Cabinet №76 "On the establishment of the Russian State Insurance Company".

In July 2003, the controlling stake of 78% minus four shares was privatized. As of 2006, Rosgosstrakh was Russia's largest insurance company with US$ 1,528 billion in premiums per the Russian Federal Insurance Oversight Service (FIOS), aka Federal Service for Insurance Supervision (FSIS) or by the Russian acronym FSSN, the All-Russian Insurance Association (ARIA), Interfax, and public websites of the 20 leading Russian insurance companies.[2] During 2007 and 2008 Rosgosstrakh bought the insurance company arm of the IFD Kapital Financial Group, consisting of Kapital Insurance, Kapital Reinsurance, Kapital Health Insurance and Kapital Life Insurance. They continue to do business under the name "Capital"[further explanation needed].

On January 1, 2010 Rosgosstrakh restructured its ten regional insurance companies, which were based on territorial divisions, into the unified federal company "Group Rosgosstrakh". It is the successor of all rights and obligations of the former regional and inter-regional group companies in front of their customers and partners. The regional branch network moved within the association to "Rosgosstrakh".

Up until September 2010, Rosgosstrakh was the only insurance company with government shares. At that time the Russian government sold the remaining 13.1% stake in the company and hence lost its power, the golden share.[3]

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  1. ^ Постановление от 10 февраля 1992 года № 76 О создании Российской государственной страховой компании
  2. ^ a b Nosikova, Olga (February 2008). "Die Entwicklung der Versicherungswirtschaft in Russland" (pdf). Mannheimer Manuskripte zu Risikotheorie, Portfolio Management und Versicherungswirtschaft Nr. 172 (in German). Mannheim, Germany: University of Mannheim. p. 6. Retrieved 10 April 2014. 
  3. ^ Ушел от государства