Talk:Medigap

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Not sure who added the expert tag but I'm a health care analyst and can expand this article. I'll draft something in the next few days and post it. Theebs (talk) 16:44, 23 December 2007 (UTC)

How about some quick answers on premium costs? All the links require one to sign up for a sales pitch.

Here is the only link I've found that lists costs: [1] —Preceding unsigned comment added by 96.251.199.150 (talk) 20:42, 31 May 2009 (UTC)

Eligibility No more guaranteed issue? NEED CITATION[edit]

This reads well and sounds convincing, and it might well be important new information, but it's by an anon, there was no edit comment, and no citation. And a Google search on "Beginning in December 2011, guaranteed issue medigap policies will no longer be issued" turns up this article itself as the only relevant hit in the first hundred hits.

I don't want to bite a newbie, but I really think we have to have a citation for this. And I think it's at least possible, since insurance is governed by state law, that "Beginning in December 2011, guaranteed issue medigap policies will no longer be issued" might be accurate for some states but not for others. Dpbsmith (talk) 16:33, 12 November 2011 (UTC)

97.100.105.224 replaced the previous "eligibility" section with this paragraph.

A person must be enrolled in part A and B of Medicare before they can enroll in a Medigap plan. During the initial coverage election period (ICEP) which begins 3 months prior to turning 65, and lasts three months after the 65th birthday, or enrolling in Medicare Part B at 65 or older, a person may obtain a Medigap plan on a guaranteed issue basis (i.e. no medical screening required). Outside of ICEP, the issuing insurance company may require medical screening and may obtain an attending physician's statement if necessary. Medigap insurance is not compatible with other forms of private Medicare coverage, such as a Medicare Advantage plan. [1] Beginning in December 2011, guaranteed issue medigap policies will no longer be issued. Those beneficiaries who are already enrolled in a guaranteed issue policy will have grandfathered rights to the guaranteed issue with their current medigap policy.

Comparing Medigap Plans and Costs[edit]

Medigap plans are standardized plans, which means that a plan N for example offered by one carrier offers the same benefits as a plan N from another carrier although the costs will vary. Most websites comparing the cost for Medigap plans between different carriers require a user to enter personal data into an online form, after which they are contacted by a salesperson. One such website that does not require the entry of personal data is www.seniorhealthdirect.com. At this website, plan rates can be compared side by side. For example, if you are interested in plan F and want to see/compare costs between carriers, this website will allow you to do so. Not all plans available in all states are shown. — Preceding unsigned comment added by 99.94.189.94 (talk) 00:30, 23 January 2012 (UTC)

When I tried www.seniorhealthdirect.com it did require personal information. I just deleted all the *.com links to sales sites, which violate WP:ELNO. I wouldn't include any site ending in *.com, or any commercial site, unless the information it provided was extraordinarily useful and objective (which I don't expect). --Nbauman (talk) 23:18, 22 October 2014 (UTC)

Websites asking you for info for "quotes"[edit]

Don't click the "source" that says "Medigap" below, in this Talk page... It's not a source. It's a private company trying to gather your info for the kind of "sales pitch" we have been warning each other about earlier in this section. Your information will be bought and sold as a "sales lead" if you are not careful about where you go looking for help. Someone help me delete that thing? [2] Knexus86 (talk) 16:03, 22 May 2015 (UTC)knexus86

External links modified[edit]

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  1. ^ "Medigap". Medicare Supplemental Health Insurance. Retrieved 7 October 2011. 
  2. ^ I am a licensed agent.