Health Insurance Schemes in India[edit]

In India, health insurance schemes are provided by the government and private organizations. Health insurance is regulated by the Insurance Regulatory and Development Authority (IRDA).^[1]^[2]


#	Name of Scheme	Eligibility Criteria	Sum Assured	Renewal Fee	Source
1	Niramaya Health Insurance Scheme	Persons with disabilities. Must be registered with the National Trust Required documents typically include proof of disability, proof of age, identity proof, and income certificate (for BPL families).	Up to ₹1 lakh	₹250 for BPL individuals and ₹500 for others	^[3]
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