The city has a population of 238,000 (2010 estimate). This represents more than 90% of the population of the emirate. The urban area runs directly into the city of Sharjah along the coast to the south west, which in turn is adjacent to Dubai, forming a continuous urban area.
Ajman is home to the Ruler's office, companies, commercial markets, and about 50 international and local retail shops. Banking interests include: Ajman Bank, Arab Bank PLC, Bank Saderat Iran, and Commercial Bank of Dubai.
The natural port (or khor) of Ajman is located along a natural creek which penetrates the town. Ajman is also home to Arab Heavy Industries, one of the world's largest ship manufacturing firms.
The main airport in the emirate is located in the enclave of Manama, about 60 km east of the city, thus in one of the farthest removed parts of the emirate. However, Sharjah International Airport is only a dozen kilometers away.