Talk:Insurance
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Cmoras messed up the lead on 10 June 2011, need to fix
I'm proposing to revert back the lead paragraph to how it looked like on 10 June 2011 before Cmoras made a huge mess out of it. The lead now has a serious "too much information" problem which it did not have before, along with several bizarre typos (looks like Engrish). Any objections? --Coolcaesar (talk) 11:17, 6 July 2011 (UTC)
- Done. The lead paragraph has been corrected back to a more conservative style consistent with the Manual of Style and core policy Wikipedia:What Wikipedia is not. --Coolcaesar (talk) 05:58, 24 July 2011 (UTC)
potential resource Swiss Re Estimates 2011 Catastrophe Loss To Insurers At $108 Billion
RTTNews exceprt ...
Swiss Re Co. Ltd. (RUKN.VX, SCR.DE, SSREY.PK) Friday posted its estimate of 2011 catastrophe losses, with loss to insurers amounting to $108 billion, while total losses, including uninsured losses, reaching $350 billion. The global insurance industry saw losses of $48 billion in 2010, the company added. Elaborating that the Great East Japan Earthquake accounted for most of the year's losses despite Japan not being "more fully insured", Swiss Re said "moderate" hurricane losses in 2011 ensured that 2005, when losses touched $123 billion on the impact of hurricanes Katrina, Wilma and Rita, remained the most expensive year ever. Kurt Karl, Swiss Re's Chief economist, commented "2011 is going down as another year of very tragic and costly earthquakes. Unfortunately earthquake insurance coverage is still quite low, even in some industrialised countries with high seismic risk, like Japan. So on top of people losing their loved ones, societies are faced with enormous financial loss.
99.19.45.160 (talk) 02:07, 17 December 2011 (UTC)
Assistance companies
Should the companies that insurance companies contract to provide service, assistance companies be covered here? -- 65.92.180.137 (talk) 14:25, 25 March 2013 (UTC)
- No. For one thing, many countries do not have them, while others use different models or terms. WP already has an article on Third-party administrator. --Coolcaesar (talk) 07:44, 26 March 2013 (UTC)
Policyholder / Insured
It should be clarified the distinction between policyholder and insured, both may be the same person, but not necessarily; e.g. a company orders a business trip for some of their employees including travel insurance =>
- Policyholder = company
- insured persons = employees.
--84.175.248.169 (talk) 10:49, 29 December 2013 (UTC)from a german nitpicker :)
Specialty Insurance
Should the articly mention Specialty Insurance? A lot of companies uses Specialty Insurance to describe what they do ie high risk tailored insurance deals (if i have understood it correctly). I considered creating a new article with Specialty Insurance but i do not know if it is widely used. I found this this presentation on the subject. OutWardsOutlaw (talk) 14:04, 18 February 2014 (UTC)
About the policyholder
Is the policyholer equals to the insured? — Preceding unsigned comment added by Lr hazel (talk • contribs) 04:45, 24 September 2014 (UTC)
Controversy
You should say that most people worldwide, including millions of Americans, can't ever afford any of the many types of insurance: http://health.usnews.com/health-news/health-insurance/articles/2014/12/15/uninsured-under-the-aca-millions-of-americans-cant-afford-coverage Pepper9798 (talk) 23:39, 13 January 2016 (UTC)
- That source doesn't really help us with the worldwide situation, and it only discusses one type of insurance (health). EricEnfermero (Talk) 01:50, 14 January 2016 (UTC)
- And we already have an article on Health insurance in the United States that thoroughly addresses these issues. --Coolcaesar (talk) 02:35, 14 January 2016 (UTC)
USA only?
I see this in the text for life insurance : "In most states". Is this article specific to (I presume) the USA, or does 'states' here use the word in a more generic sense?