Mark Zandi

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Mark Zandi is chief economist of Moody's Analytics, where he directs economic research. He is co-founder of, which was acquired by Moody's Analytics in 2005. Prior to founding, Zandi was a regional economist at Chase Econometrics.

Dr. Zandi’s broad research interests encompass macroeconomics, financial markets and public policy. His recent research has focused on mortgage finance reform and the determinants of mortgage foreclosure and personal bankruptcy. He has analyzed the economic impact of various tax and government spending policies and assessed the appropriate monetary policy response to bubbles in asset markets.

A trusted adviser[1] to policymakers and an influential source of economic analysis for businesses, journalists and the public, Dr. Zandi frequently testifies before Congress on topics including the economic outlook, the nation’s daunting fiscal challenges, the merits of fiscal stimulus, financial regulatory reform, and foreclosure mitigation. He is often quoted in national and global publications and interviewed by major news media outlets, and is a frequent guest on CNBC,[2] NPR, Meet the Press,[3] CNN,[4] and various other national networks and news programs. Zandi is also a regular op-ed contributor to the Washington Post[5] and Philadelphia Inquirer.[6]

Zandi's analysis of the impact of an economic stimulus package on the United States economy was cited by Christina Romer and Jared Bernstein in their report on President Barack Obama's proposed American Recovery and Reinvestment Plan, which became the American Recovery and Reinvestment Act of 2009.[7]

Early Life and Education

Mark Zandi was born in Atlanta, Georgia of Iranian descent [8] and grew up in Radnor, Pennsylvania. His surname of "Zandi" comes from the Zand dynasty (formally known as the Zandieh dynasty), which ruled southern and south-central Iran (1750–1794) in the eighteenth century.

Zandi received B.S. in economics from The Wharton School of the University of Pennsylvania[2] and a Ph.D. in economics from the University of Pennsylvania.

Writings Mark Zandi is the author of the following books:

  • Paying the Price: Ending the Great Recession and Beginning a New American Century[9]
  • Financial Shock: A 360° Look at the Subprime Mortgage Implosion, and How to Avoid the Next Financial Crisis[10]

Recent Testimonies

  • Before the Joint Economic Committee: Unwinding Quantitative Easing: How the Fed Should Promote Stable Prices, Economic Growth and Job Creation - March 26, 2014[11]
  • Before the Senate Budget Committee: The 2014 Outlook: Moving From Constant Crises to Broad-Based Growth - Feb 04, 2014[12]

Recent Studies

  • Privatizing Fannie and Freddie: Be Careful What You Ask For [13]
  • The Case for Lower FHA Premiums [14]
  • Housing Finance Reform Steps Forward [15]
  • The FHA Admirably Fills the Void[16]
  • All testimonies[17]


External links[edit]