Talk:Visa Debit

Delete Visa Debit, then move Visa Delta to Visa Debit

Since the name of the card has effectively been renamed and there has been no significant editing of the new article (Visa Debit) then I would suggest that the correct action would be to move, ie, rename, Visa Delta to be Visa Debit, whereapon it will automatically get a redirect from the old name. For this to work the new (3 day old) Visa Debit article should be deleted, then the move can be done. Oosoom ^{Talk to me}

Visa Debit in Other Countries

Despite what this article states, Visa Debit is available in other counties outside of the UK. I know for certain it's available in at least Australia and I suspect it would be available in many other counties worldwide. The article should be updated to refect this, by someone with more information about which countries it is available in.

Are you sure that it is the same card? I have a Swedish VISA card that is a debit card, but it doesn't have any VISA Debit logo. Is a non-UK debit card of VISA brand with no VISA Debit logo the same thing as the UK VISA Debit card? (218.228.195.44 07:04, 29 October 2006 (UTC))

Good questions. The main distinction between a Visa debit card and a Visa card that isn't a debit card is whether a retailer's terminal recognises it. All Visa debit cards (leaving Visa Electron out of it for the moment) will (or should) work anywhere that Visa is accepted. Visa debit cards may offer additional options if the card terminal recognises the Bank Identification Number as being a Visa debit number, for example cashback, and indeed the difference between being accepted or not (at stores like Aldi).

From the retailer's side, a successful read as Visa Debit gives rise to a small fixed charge as opposed to a percentage of the sale being taken as the interchange fee.

In summary, a Visa Debit card is, strictly, a Visa card with the word Debit (or foreign equivalent) printed on it, but it may or may not be processed as such. Stifle (talk) 10:10, 18 January 2008 (UTC)

Visa Debit is right now replacing old national debit cards all over Europe because of the Single Euro Payments Area which requires Europe-wide cards. Globalize template added. Here's an example of Finnish Visa Debit card 88.192.219.31 (talk) 00:06, 20 January 2008 (UTC)

"Visa Debit is right now replacing old national debit cards all over Europe" -- source for that? You wrote that "From the retailer's side, a successful read as Visa Debit gives rise to a small fixed charge as opposed to a percentage of the sale being taken as the interchange fee", but this applied to debit cards under the Visa brand in many (not all) countries in the past too, although maybe they were on a different Visa debit card network. Maybe there were two different Visa debit card networks (one in the UK, and another one used in the rest of the world) that were merged together, or maybe they were all part of the same network all of the time? Swedish debit cards under the Visa brand don't carry the "Visa Debit" text (they only read "Visa"), but at least my card works if I select "Visa Debit" from the list of card brands on the Ryanair web site. A network isn't necessarily metioned on the physical card.

Is "Visa Debit" with chip+PIN code the same thing as Visa's new project "V-Pay"? (212.247.11.156 (talk) 19:14, 14 September 2008 (UTC))

V-Pay is Visa's Europe wide offering which allows Financial Institutions to operate outside of any country card scheme (a la LINK in the UK) without losing the ability to have their cards accepted wordlwide, europe wide and country wide. It is a Visa Debit card but not branded "Visa Debit". It is also an attempt to ensure that ALL European FIs have Chip & PIN security. 155.136.80.80 (talk) 09:06, 12 May 2009 (UTC)

I have a Visa card with the word "DEBIT" above the logo, issued by an American bank. This fact seems to contradict the article, doesn't it? --EnOreg (talk) 13:04, 10 January 2011 (UTC)

References

Article title

The article title is "Visa Debit", and it says that Visa Debit is a UK-only debit card issued by Visa. However, the Japanese debit cards issued by Visa are also called Visa Debit (ＶＩＳＡデビット). According to the article text, a UK-issued "Visa Debit" card would thus be different from a Japanese-issued "Visa Debit" card, so I suppose that different articles should be created: "Visa Debit (U.K.)", "Visa Debit (Japan)" and possibly other ones. (212.247.11.153 18:27, 19 August 2007 (UTC))

I've moved the article back from Visa Debit (United Kingdom) as the disambig page that was here linked only to one page. If you or someone else wants to create a section on Visa debit cards in other countries (a separate article is possible but not really necessary) feel free. Stifle (talk) 10:04, 18 January 2008 (UTC)

I agree. Information for other countries should be added by those that understand it. --Hroðulf (or Hrothulf) (Talk) 15:10, 13 May 2008 (UTC)

I made some efforts to globalize this article, as the "Visa Debit" branding is worldwide, not anything remotely UK-specific. To that end, I removed trivial levels of UK-specific detail and added details on Visa Debit cards in the US. Any additional information about Visa Debit cards in other countries would be greatly appreciated. oknazevad (talk) 16:18, 16 December 2011 (UTC)

Supposed new Visa Debit logo

A supposed new Visa Debit logo without an adequate source keeps getting added to the article. The image credits refer to a Polish site which is not an official Visa site, and which references a logo for Visa Electron and NOT for Visa Debit. I've removed it until a proper reference is provided.Nachdenklich (talk) 18:44, 28 December 2014 (UTC)

(1) PayU is a large multinational company, a subsidiary of Naspers and an official Visa partner. (2) The move is part of large rebranding exercise of all Visa card products which will take off on 1 January 2015. Here you have a sample of new branding directly from Visa Canada website: visa.ca/merchant/resources/visa-debit/pdf/visa_pos_cred_deb_fc.png. Don't delete things simply because you are unable to Google them up, please. kashmiri ^TALK 18:50, 28 December 2014 (UTC)

As far as I'm aware, the onus to provide a source is still on the person adding new content. Oh, and: none taken. Nachdenklich (talk) 18:56, 28 December 2014 (UTC)