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[edit] Business Model Evolution needs a rewrite
The business model evolution section is pretty bad. It's unclear and confusing. Phase 2 even has a sentence with nested parentheses. That section could do with a rewrite. What tag needs to go on that? Lunixer (talk) 18:25, 13 May 2011 (UTC)
[edit] "Bank" status: In Europe, Paypal is not a bank!
Article claims that 'In Europe, PayPal is registered as a bank'. This is disinformation. No, it is explicitely NOT a bank. Although Paypal has acquired a bank license in Luxemburg, the bank license is not used by Paypal, obviously for the reason of using legal loopholes for such services against their customers. Thus, under Luxemburgian law and the laws of all other European countries where Paypal offers their business model services, Paypal Europe is a financial service but NOT a bank! — Preceding unsigned comment added by 62.157.62.159 (talk) 09:45, 6 December 2011 (UTC)
[edit] Paypal unregulated by Financial Services Authority?
The article states (without citation) that, due to Paypal being based in Luxembourg, it is not under the regulation of the UK Financial Services Authority.
This is not true. PayPal's own site states "PayPal (Europe) Ltd. is authorised and regulated by the Financial Services Authority in the United Kingdom as an electronic money institution. PayPal FSA Register Number: 226056." - an example of this is on https://www.paypal.com/uk/cgi-bin/webscr?cmd=xpt/Marketing/general/PorschePennyPromotionTnC-outside
FSA regulates any company offering financial services within the UK, regardless of where that company's headquarters are located.
[edit] New account
I am thinking of starting up a PayPal account. Do you need online (internet) banking to start up? -- 121.216.56.30 (talk) 02:46, 12 February 2012 (UTC)
- I hate to disappoint but this page is for discussions related to the article itself, not for helping people who have questions about Paypal. Δρ.Κ. λόγοςπράξις 02:51, 12 February 2012 (UTC)
