Delta Community Credit Union

Delta Community Credit Union

Company type	Credit Union
Industry	Financial Services
Founded	1940
Headquarters	Atlanta, Georgia, USA
Area served	Cobb,Cherokee, Clayton,Coweta , DeKalb, Fulton, Fayette , Forsyth, Gwinnett , Henry Counties, Georgia
Website	http://www.deltacommunitycu.com/

Delta Community Credit Union is Georgia’s largest credit union and serves metro Atlanta residents, including individuals, families and employees of organizations such as Delta Air Lines, Chick-fil-A, PetSmart, Aaron Rents and Nestle. As a not-for-profit, it gives back its earnings to its customers and their local communities. It is a state-chartered credit union organized under the Georgia Department of Banking and Finance and federally insured by the National Credit Union Share Insurance Fund.

History

In February 1940, Delta Employees Credit Union was organized by eight Delta Air Lines employees in Atlanta, Georgia with a stake of only $45 in share capital. On March 8, 1940, Delta Employees Credit Union received a charter entitling it to 20 years of operation. Within a month after its charter was granted, the first Board of Directors was composed. The board voted that membership was open to all Delta employees. By the end of 1940 assets had grown to approximately $2,000.

In 1960, the board was granted a renewal of the credit union's charter. By 1983, assets exceeded $200 million, a first for any credit union in Georgia. Delta Employees Credit Union has been the largest credit union in the state of Georgia since then.

On March 8, 1990, Delta Employees Credit Union celebrated its 50th Anniversary. As part of the celebration, a $50 Savings Bond was presented to each member in good standing.

In July of 1994, the credit union adopted a policy of "Once a member, always a member," thus eliminating the stipulation that an individual had to be an active Delta employee to enjoy the benefits offered by the credit union. Membership was also extended to the parents of active and former Delta employees in good standing., 1995 brought about a couple of milestones for Delta Employees Credit Union. The total number of members eclipsed the 100,000 mark. Membership privileges were extended to include children, grandparents, grandchildren, brothers and sisters of the member and their spouse in good standing. In 2001, domestic partners of members were added to the field of membership.

In October 2005, Delta Empoyees Credit Union became Delta Community Credit Union to signify its new focus on the community while keeping its Delta Air Lines connection.

In 2008, the field of membership has broadened to include residents of specific counties and employees of various companies. Assets currently exceed $2.8 billion and membership has grown to over 175,000.

Membership

Any resident of Cherokee, Clayton, Cobb, Coweta, DeKalb, Fayette, Forsyth, Fulton, Gwinnett or Henry Counties in the state of Georgia is eligible for membership. Membership is also extended to current, former or retired employees of various companies throughout the US.

Services

Personal Products

Car Loans

Home Loans

Personal Loans

Checking and Savings Accounts

CDs

Youth Accounts

Health Savings Accounts

Money Market Accounts

IRAs

Business Products

Dividend-earning Business Checking Accounts

Online Banking

Business Loans

Business Savings Accounts

Business Money Market Accounts

Merchant Services

Community Involvement

Delta Community Credit Union participates in national and local fundraisers including sponsorships of Children's Miracle Network through Credit Unions for Kids as well as the American Cancer Society's Relay for Life in the communities it serves. Credit Union staff members volunteer their time to ensure the success of these fundraisers.

Delta Community Credit Union is an active sponsor of several Chambers of Commerce. They are also proactive in reaching young savers through their Partners in Education program.

External Links

• http://www.deltacommunitycu.com
• http://dbf.georgia.gov
• http://www.ncua.gov