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{{Banking in the United States}}
{{Banking in the United States}}


A '''federal savings bank''' (FSB) is a [[savings and loan association]] federally chartered in the [[United States]]. They are chartered and regulated by the [[United States Department of the Treasury|Treasury Department]]'s [[Office of the Comptroller of the Currency]].
The '''[http://www.thefederalsavingsbank.com Federal Savings Bank]''' (TFSB) is a federally insured veteran-owned bank, with a focus on VA lending for active duty and retired military, and FHA lending for first time home buyers. We are home purchase mortgage finance specialists. While we offer a full range of mortgage offerings to meet any residential purchase or refinance need, we are military housing specialists and have a special affinity for the active duty military and veteran community.

As a community bank, The Federal Savings Bank has a national footprint - and offers VA, FHA, and conventional Fannie/Freddie mortgages across the country… in fact, have funded loans in all 50 states. TFSB offers the Perfect Mortgage Experience, which is the unique combination of outstanding customer service, low mortgage rates, and fast closings. They call it the Perfect Mortgage Experience because for 20 years that’s how their customers have come to know and refer them.



Federal savings banks are insured by the [[Federal Deposit Insurance Corporation]]. The FDIC [[Insurance|insures]] [[Bank account|individual accounts]] up to at least, originally, [[United States dollar|$]]100,000, currently [[United States dollar|$]]250,000 possibly until the year 2014, [[Personal account|joint accounts]] up to $200,000, and [[retirement]] accounts up to $250,000.


==See also==
==See also==
* [[Federal savings association]]
* [https://www.thefederalsavingsbank.com/How-Much-House-Can-I-Afford How Much House Can I Afford]
* [[National bank#United States|National bank: United States]] – National banks, National Association (N.A.)
* [https://www.thefederalsavingsbank.com/First-Time-Home-Buyers First Time Home Buyers]
* [[Savings bank]]
* [https://www.thefederalsavingsbank.com/Mortgage-Rates-By-State Mortgage Rates By State]


==Other links==
==External links==
* [http://www.occ.gov OCC]
* [https://www.thefederalsavingsbank.com/About/Our-Veterans Our Veterans, part of the Federal Savings Bank]
* [http://www.FDIC.gov FDIC]
* [https://www.thefederalsavingsbank.com/Mortgage/The-Perfect-Mortgage-Experience The Perfect Mortgage Experience]


{{Bank regulation in the United States}}
{{Bank regulation in the United States}}

Revision as of 14:45, 13 October 2012

A federal savings bank (FSB) is a savings and loan association federally chartered in the United States. They are chartered and regulated by the Treasury Department's Office of the Comptroller of the Currency.

Federal savings banks are insured by the Federal Deposit Insurance Corporation. The FDIC insures individual accounts up to at least, originally, $100,000, currently $250,000 possibly until the year 2014, joint accounts up to $200,000, and retirement accounts up to $250,000.

See also

External links