Delta Community Credit Union
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| Company type | Credit Union |
|---|---|
| Industry | Financial Services |
| Founded | 1940 |
| Headquarters | Atlanta, Georgia, USA |
Area served | Cobb,Cherokee, Clayton,Coweta , Fulton, Fayette , Forsyth, Gwinnett , Henry Counties, Georgia |
| Website | http://www.deltacommunitycu.com/ |
Delta Community Credit Union, Georgia’s largest credit union [1], was founded in 1940. Today it serves metro Atlanta, including individuals, families and employees of organizations such as Delta Air Lines, Chick-fil-A, PetSmart, Aaron Rents and Nestle. Committed to the communities it serves, Delta Community gives back all its earnings to its customers and their local communities. It is a state-chartered credit union organized under the Georgia Department of Banking and Finance and federally insured by the National Credit Union Share Insurance Fund. [2]
History
In February 1940, Delta Employees Credit Union was organized by eight Delta Air Lines employees in Atlanta, Georgia with a stake of only $45 in share capital. On March 8, 1940, Delta Employees Credit Union received a charter entitling it to 20 years of operation. Within a month after its charter was granted, the first Board of Directors was composed. The board voted that membership was open to all Delta employees. By the end of 1940 assets had grown to approximately $2,000.
In 1960, the board was granted a renewal of the credit union's charter. By 1983, assets exceeded $200 million, a first for any credit union in Georgia. Delta Employees Credit Union has been the largest credit union in the state of Georgia since then.
On March 8, 1990, Delta Employees Credit Union celebrated its 50th Anniversary. As part of the celebration, a $50 Savings Bond was presented to each member in good standing.
In July of 1994, the credit union adopted a policy of "Once a member, always a member," [3], thus eliminating the stipulation that an individual had to be an active Delta employee to enjoy the benefits offered by the credit union. Membership was also extended to the parents of active and former Delta employees in good standing.
1995 brought about a couple of milestones for the Delta Employees Credit Union. The total number of members eclipsed the 100,000 mark. Membership privileges were extended to include children, grandparents, grandchildren, brothers and sisters of the member and their spouse in good standing. In 2001, domestic partners of members were added to the field of membership.
In 2007, the field of membership had broadened to include residents of specific counties and employees of various companies. Assets currently exceed $2.2 billion and our membership has grown to over 165,000. [4],
Membership
Any resident of Cherokee, Clayton, Cobb, Coweta, Dekalb, Fayette, Forsyth, Fulton, Gwinnett or Henry Counties in the state of Georgia are eligible for membership. Membership is also extended to current, former or retired employees of various companies throughout the US.
Services
Personal Products
Car Loans
Home Loans
Personal Loans
Checking and Savings Accounts
CD’s
Youth Accounts
Health Savings Accounts
Money Market Accounts
IRA’s
Business Products
Dividend-earning Business Checking Accounts
Online Banking
Business loans
Business Savings Accounts
Business Money Market Accounts
Merchant Services
Community Involvement
Delta Community Credit Union believes strongly in the credit union philosophy of "people helping people". They participate in national and local fundraisers including sponsorships of Children's Miracle Network through Credit Unions for Kids as well as the American Cancer Society's Relay for Life in the communities they serve. Credit Union staff members volunteer their time to ensure the success of these fundraisers.
Delta Community Credit Union is an active sponsor of several Chambers of Commerce. Through these relationships with local businesses, they are able to promote community growth and involvement.
They are also proactive in reaching young savers through their Partners in Education program. This is a partnership between the community branches and nearby schools that provides opportunities to share time, ideas and experience[5]
References
- ^ Grantham, Russell (June 9, 2008). "Delta's Credit Union Growth takes off". Atlanta Journal Constitution. Retrieved August 27, 2008.
{{cite news}}: Cite has empty unknown parameter:|coauthors=(help) - ^ "Delta Community". Retrieved August 27.
{{cite web}}: Check date values in:|accessdate=(help); Unknown parameter|accessyear=ignored (|access-date=suggested) (help) - ^ "Delta Credit Union adding members". Atlanta Journal Constitution. 09/23/1994.
{{cite news}}:|access-date=requires|url=(help); Check date values in:|date=(help); Cite has empty unknown parameter:|coauthors=(help) - ^ Messmore, Scott (May 8, 2008). "A 'Touchpoint' Wherever The Member Lands". Credit Union Journal.
{{cite news}}:|access-date=requires|url=(help); Cite has empty unknown parameter:|coauthors=(help) - ^ "Delta Community CU website". Retrieved August 27.
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External Links
http://www.deltacommunitycu.com http://dbf.georgia.gov http://www.ncua.gov