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Fletcher was born in Cobourg, Ontario, Canada. His family moved to Chicago, Il when he was a child. He later attended New York University, Knox College, and Union Seminary. In 1879, at the age of 30, he moved to Colorado for health reasons, becoming wealthy in the real estate business in Denver. In 1890 he allegedly co-founded a town called Fletcher on the plains east of Denver around Colfax Avenue with partners Thomas Hayden and Charles Dickenson. When the 1893 Silver Crash came, Fletcher lost his fortune and moved to Cripple Creek, Colorado, selling his shares in Fletcher to Hayden and Dickenson in October 1893, leaving Fletcher residents with bond payments for non-existent water. Without a stable source of water, the town of Fletcher nearly met its demise, and the owners petitioned Denver for annexation in vain. However, the town endured, and was renamed Aurora in 1907 by a vote of the town citizens. The town site of Fletcher is now known as "Original Aurora", the northwest corner of Colorado's third-largest city. Today a square in the heart of Original Aurora is named "Fletcher Plaza", and includes a sunken garden and tree-lined sitting area.
He died in San Leandro, California.
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