National Common Mobility Card

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National Common Mobility Card
LocationIndia
Launched4 March 2019
Technology
OperatorNational Payments Corporation of India (NPCI)
ManagerMinistry of Housing and Urban Affairs (MoHUA)
CurrencyINR
Validity
Variants
Websitemohua.gov.in

National Common Mobility Card (NCMC) is an inter-operable transport card conceived by the Ministry of Housing and Urban Affairs of the Government of India. It was launched on 4 March 2019. The transport card enables the user to pay for travel, toll duties (toll tax), retail shopping and withdraw money.

It is enabled through the RuPay card mechanism.[1] The NCMC card is issuable as a prepaid, debit, or credit RuPay card from partnered banks such as the State Bank of India, Bank of India, Punjab National Bank, and others.[2]

History

In late 2010, the Government of India envisioned a scheme wherein seamless access could be granted to public transport networks. The system, which later came to be known as Integrated Financial Management System (IFMS), aimed to let passengers to pay across different public transport platforms using one system. This was created as an effort to bring together the public transport system of the country under one umbrella. By making it accessible to every individual in every city, the government aimed to increase ease of access for public transport. The project is also structured in such a way so as to include customers across a wide variety of socio-economic strata. An additional focus was also put on reducing the transaction time to the minimum, so as to make the payment experience as seamless as possible. It is also structured in such a way so as to reduce the financial risk to the stakeholders involved in the effort. It is designated as an EMV-based Open Loop Payments system.[3]

The NCMC is an indigenously made product, and is a part of the Make In India project. It was first conceptualised in 2006 as part of the National Urban Transport Policy (NUTP).[4] A previous attempt to develop a similar national mobility card led to the development of the More Card. Given its lack of seamless functioning across the nation, Venkaiah Naidu, the then Minister of Urban Development, set up a committee to recommend a card which is inter-operable across different transport systems in the country.

The urban development ministry brought in the National Payments Corporation of India (NPCI) with the task of management, clearing and settlement of payments, simulating cards and terminals and maintenance of network.[5] Bharat Electronics Limited (BEL) has created the reader prototype.[4]

On 8 April 2019, The Economic Times reported that Visa was seeking to issue National Common Mobility Cards.[6] Visa announced that it had launched specifications to support the NCMC on 13 May 2019.[7] Visa is ready with the specifications to start issuing cards on the NCMC network and has started discussions with banks to issue their cards on NCMC as well, but it will take some time for the cards to start getting rolled out in the market.[8] Mastercard stated on 22 May 2019 that 15 Indian banks were at "various stages of signing up" for its NCMC.[9] Mastercard is all set to join the National Common Mobility Card (NCMC) scheme, just weeks after its biggest competitor Visa said it planned to enter the programme as per Vikas Varma, senior vice-president, account management for South Asia at Mastercard.[10]

Mumbai Rail Vikas Corporation (MRVC) is planning to implement the ambitious scheme in Mumbai suburban railway network in a step towards integrated ticketing system (ITS).[11]

Acceptance

The following public transport systems in the country currently accept fare payments via the National Common Mobility Card, with many more public transport operators across the country in various stages of planning/implementation to accept NCMC as a mode of payment over the next few years.

List of Transport Systems Accepting National Common Mobility Card
State Locale Operator Transport system Acceptance Commissioned Comments
Delhi National Capital Region DMRC Delhi Metro Partial - Airport Line Only 28 December 2020[12] To be expanded to all Delhi Metro lines by June 2023.[13]
Goa Statewide KTC Intercity bus Complete 21 December 2021[14]
Gujarat Ahmedabad GMRC Ahmedabad Metro Complete - All Lines 4 March 2019[15][16]
Karnataka Bengaluru BMRCL Namma Metro Complete - All Lines 21 October 2021[17] All Phase 1 stations have been retrofitted with NCMC readers. All Phase 2 stations have NCMC compliant readers.
Maharashtra Mumbai Metropolitan Region BEST Transit and intercity bus Complete 25 April 2022[18]
NMMT Transit and intercity bus Partial - 25% of routes March 2019[19] NMMT began rolling out NCMC across all routes in August 2022.[20]
Madhya Pradesh Bhopal MPMRCL Bhopal Metro Under construction 2023 NCMC will be accepted after the system opens.[21]
Indore Indore Metro Under construction 2023 NCMC will be accepted after the system opens.[22]
Tamil Nadu Chennai CMRL Chennai Metro Complete - All Lines February 2022[23]
Telangana Hyderabad HMRL Hyderabad Metro Complete - All Lines 29 November 2021[24][25]

In March 2019, the Chief Secretary of the Government of Telangana directed state officials to explore the possibility of introducing National Common Mobility Card for use on all public transport in Hyderabad, as well as for autos, taxis and ride sharing services.[26][27] In April 2019, Bangalore Metro Rail Corporation Limited announced that it would implement the National Common Mobility Card on Phase 2 of the Namma Metro. The agency will spend ₹148 crore (US$19 million) to install the necessary technology. The existing contactless smart cards used on the system will eventually be phased out.[28]

Delhi Metro began upgrading all its fare gates in a phased manner to accept NCMC cards in October 2021.[29]

References

  1. ^ "PM launches 'One Nation One Card'". The Hindu. PTI. 5 March 2019. ISSN 0971-751X. Retrieved 5 March 2019.{{cite news}}: CS1 maint: others (link)
  2. ^ "The RuPay Contactless Card with National Common Mobility Card (NCMC) support will be available with over 25 banks including Canara Bank, SBI, PNB and others | Gadgets Now". Gadget Now. Retrieved 5 March 2019.
  3. ^ VK, Anirudh (21 May 2019). "Behind The Tech: NPCI And RuPay's Common Mobility Card Explained". Curious Dose. Retrieved 21 August 2019.
  4. ^ a b "Pan-India mobility card that can be used for transport across country launched". Hindustan Times. 4 March 2019. Retrieved 5 March 2019.
  5. ^ "UD issues Smart National Common Mobility Card model - Times of India". The Times of India. Retrieved 5 March 2019.
  6. ^ Bhakta, Pratik (8 April 2019). "Visa set to board govt's mobility card". The Economic Times. Retrieved 26 April 2019.
  7. ^ Nandi, Shreya (13 May 2019). "Visa launches government's National Common Mobility Card". Mint. Retrieved 16 May 2019.
  8. ^ www.ETtech.com. "Visa set to board govt's mobility card - ETtech". ETtech.com. Retrieved 21 August 2019.
  9. ^ Bhakta, Pratik (22 May 2019). "Mastercard may soon put mobility card in its wallet". The Economic Times. Retrieved 22 May 2019.
  10. ^ www.ETtech.com. "Mastercard set to join govt's One Nation One Card project - ETtech". ETtech.com. Retrieved 21 August 2019.
  11. ^ "Mumbai local trains likely to get Centre's 'One Nation, One Card' ticket system first". Latest Indian news, Top Breaking headlines, Today Headlines, Top Stories | Free Press Journal. Retrieved 21 August 2019.
  12. ^ "Delhi Metro: National Common Mobility Card facility introduced on Airport Express Line; see features". The Financial Express. 28 December 2020. Retrieved 9 October 2021.
  13. ^ www.ETTravelWorld.com. "Delhi Metro network to be fully NCMC-compliant by Jun 2023: DMRC - ET TravelWorld". ETTravelWorld.com. Retrieved 26 March 2022.
  14. ^ "Goa: Soon, pay for KTC bus ticket in digital mode | Goa News - Times of India". The Times of India. TNN. 22 December 2021. Retrieved 26 March 2022.
  15. ^ "PM Modi Launches National Common Mobility Card In Ahmedabad". NDTV.com. Retrieved 26 March 2022.
  16. ^ "Paytm launches transit card via payments bank arm". ETBFSI.com. Retrieved 26 March 2022.
  17. ^ "National mobility card for Bangalore Metro from Oct 21". The New Indian Express. Retrieved 9 October 2021.
  18. ^ Somit Sen (23 April 2022). "Pan-India BEST card to roll out on Monday | Mumbai News - Times of India". The Times of India. Retrieved 24 April 2022.
  19. ^ Mahale, Ajeet (12 March 2019). "NMMT unveils 'Navi Card' for bus tickets, other payments". The Hindu. Retrieved 3 September 2022.
  20. ^ "Now, Navi Mumbai Municipal Transport commuters can swipe debit, credit cards to buy bus tickets". Hindustan Times. 11 August 2022. Retrieved 3 September 2022.
  21. ^ "MPMRCL to adopt National Common Mobility Card for Bhopal & Indore Metro Ticketing | Metro Rail Today". Metro Rail Today: Gateway to Rail & Metro Industry. Retrieved 3 September 2022.
  22. ^ "Indore: With just one National Common Mobility Card, you can ride in any of the country's Metros". Free Press Journal. Retrieved 3 September 2022.
  23. ^ Jan 27, TNN / Updated. "ncmc: Metro Rail Mobility Cards In Feb | Chennai News - Times of India". The Times of India. Retrieved 28 January 2022.{{cite web}}: CS1 maint: numeric names: authors list (link)
  24. ^ Network, N. D. M. "Paytm Payment Bank Brings Paytm Transit Card, Know All Details". Retrieved 26 March 2022.
  25. ^ Livemint (29 November 2021). "Paytm Payments Bank launches Paytm Transit Card". mint. Retrieved 26 March 2022.
  26. ^ News, Urban Transport (28 March 2019). "Hyderabad Metro commuters will soon have common mobility card". Urban Transport News. Retrieved 26 April 2019. {{cite web}}: |last1= has generic name (help)
  27. ^ Shah, Narendra (30 March 2019). "Hyderabad Metro Commuters will have Common Mobility Card soon". Metro Rail News. Retrieved 26 April 2019.
  28. ^ "BMRCL to introduce common mobility card in second phase". Deccan Herald. 1 April 2019. Retrieved 26 April 2019.
  29. ^ "Metro News: National common mobility card soon in 8 metro corridors - Check detailed information here". DNA India. 8 October 2021. Retrieved 21 October 2021.
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