Talk:National Credit Union Share Insurance Fund

A fact from National Credit Union Share Insurance Fund appeared on Wikipedia's Main Page in the Did you know column on 17 July 2008, and was viewed approximately 0 times (disclaimer) (check views). The text of the entry was as follows:

Did you know... that in 2007, the National Credit Union Share Insurance Fund provided deposit insurance for nearly 87 million accounts at 8,101 credit unions in the United States?

A record of the entry may be seen at Wikipedia:Recent additions/2008/July.

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Backed by the "full faith and credit" of the US government?

The article's claim in this respect is dubious. See the section Federal_Deposit_Insurance_Corporation#.22Full_Faith_and_Credit.22. I would expect that the situation with the National Credit Union Share Insurance Fund is similar, and that there is no clear obligation on the part of the U.S. Federal government to cover a shortfall of the fund. Please investigate and correct. 203.45.65.153 (talk) 16:06, 30 December 2010 (UTC)[reply]

As far as I can see, for the FDIC by law the "full faith and credit" backing seems to be limited to the obligations (notes, bonds, etc) issued by the FDIC, not its commitment to guarantee eligible deposits. The latter is only a non-binding "Sense of Congress" resolution. Presumably NCUA is similar, and I'll try and revise to this effect. Note, however, that the Federal Credit Union Act requires that each federal CU display a sign that "shall include a statement that insured share accounts are backed by the full faith and credit of the United States Government." NorthernRaven (talk) 02:05, 2 August 2011 (UTC)[reply]

External links modified (February 2018)

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