You Need A Budget (YNAB) 4 "Spending" page
|Operating system||Windows, OS X|
You Need a Budget (YNAB) (pronounced Why-nab) is an American multi-platform personal budgeting program based on the envelope method. In 2013 it was the most popular personal finance software among Lifehacker readers.
The latest version, dubbed "The New YNAB" or "nYNAB," was launched December 30, 2015 as a web-based application, with apps for iPhone, iPad, and Android devices.
The previous version 4, YNAB4, was released in June 2012. Version 4 was a desktop-based application available for Windows and Mac OS, with apps for iPhone and Android devices. Storing the budget file in DropBox allowed synchronization between the desktop and mobile applications. Version 4 was maintained through 2016, and the company ended support for Version 4 in October 2019.
YNAB 3 (released December 2009) ran on multiple platforms using the Adobe AIR runtime, and previous versions included a Microsoft Excel/OpenOffice.org Calc spreadsheet implementation (dubbed YNAB Basic and discontinued in July 2009) and a Windows-only executable under the name YNAB Pro (discontinued in December 2009).
YNAB for iPhone was released in 2010 and runs on the iPhone, iPod touch, and iPad. It is not a standalone budgeting application but is instead designed to complement the YNAB for Desktop application. A version tailored for iPad and including budgeting support was released in 2014. YNAB for Android was released in September 2011.
- "Most Popular Personal Finance Software: YNAB". Lifehacker. Gawker Media. Retrieved 27 December 2013.
- "The New YNAB is Here". You Need A Budget website. You Need A Budget. Retrieved 2 January 2016.
- "You Need A Budget for Mac". Macworld. IDG Consumer & SMB. Retrieved 27 December 2013.
- Compton, Shannah L. (2014-12-10). "4 Must Have Money Saving Apps for 2015". Huffington Post. Retrieved 2018-02-23.
- "YNAB for iPad is here".