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There are too many reasons to leave the US once I graduate. (No guaranteed medical insurance, Australia higher on the HDI list, and others.)
Now if I can't keep current on payments to Sallie Mae, would they have the powers to garnish my overseas bank accounts? Or how do they handle overseas cases of nonpayment? --70.179.174.101 (talk) 07:19, 26 January 2012 (UTC)[reply]
- This question is fundamentally a legal question. We can't answer those. Shadowjams (talk) 07:49, 26 January 2012 (UTC)[reply]
- Incidentally I noticed your IP range, or maybe just you, asks lots of questions on the reference desks, and I'm unsure to what end. Your question essentially suggests you intend to leave the country to abscond on your student loan obligations. That's interesting, particularly because among the "too many reasons" you have to leave the country the subsidies they gave you for school aren't one of them. Funny. Shadowjams (talk) 07:57, 26 January 2012 (UTC)[reply]
- It seems kind of odd to decide to emigrate to a country based on metrics like the number of students in high school anyway. --Colapeninsula (talk) 11:00, 26 January 2012 (UTC)[reply]
- In fact, we've answered a similar question on students loans after emigration once before for the OP, Wikipedia:Reference desk/Archives/Miscellaneous/2011 September 18#Can student loans chase me around the world? (It is a bit funny that the HDI is now apparently important to the OP when two previous top candidate countries for migration were India and China.) Nil Einne (talk) 16:16, 26 January 2012 (UTC)[reply]
- I certainly hope so. No idea if they can actually... --Onorem♠Dil 16:18, 26 January 2012 (UTC)[reply]
- As we've said, we can't give legal advice, but let's suppose you move to Australia. Do you think you might ever want to return to the United States to visit? What happens when the immigration official scans your passport at your port of entry? A computer record comes up. That record could indicate your nonpayment of obligations to the US government. You might want to speak to a lawyer about the possible consequences of that. Marco polo (talk) 16:26, 26 January 2012 (UTC)[reply]
- Your indentation seems to make it look like you're responding to me. In any case, I'm not giving legal advice, I'm giving moral advice. If the OP wants to be a thief, I hope the victims have legal avenues to pursue. --Onorem♠Dil 16:35, 26 January 2012 (UTC)[reply]
- I think it's an unspoken policy of the reference desk to not assist anyone in committing a crime, be it local, federal, or international.--WaltCip (talk) 18:21, 26 January 2012 (UTC)[reply]
- I'd say it's a spoken policy... --Tango (talk) 19:06, 26 January 2012 (UTC)[reply]
- But walking away from a loan is not a crime, is it? It is merely a breach of a private contract. If that were a crime, we'd have a country full of criminals who walked away from mortgages on their overpriced houses. And ever since the student loan industry managed to lobby for a law that made student loans non-dischargeable through bankruptcy, it's even hard to make the case for the immorality of walking away.--Itinerant1 (talk) 20:46, 26 January 2012 (UTC)[reply]
- Taking things which don't belong to you is a crime. If you refuse to return a rental car, the cops can come to your house and arrest you for stealing it. That the thing you are renting in this case is money seems irrelevent to the basic concept. --Jayron32 22:18, 26 January 2012 (UTC)[reply]
- It is a crime if it violates the law. Many U.S. states have explicit laws declaring that willful failure to return some classes of rental property (such as cars) constitute larceny(theft) or intent to commit theft by fraud. I don't think that there is a law against trying to evade your student loan. In the absence of such a law, it's not a crime, it's a tort.--Itinerant1 (talk) 22:40, 26 January 2012 (UTC)[reply]
- Why should you be allowed to walk away from the loan with which you obtained the skills that allow you to make a better living than manual labor? You will, no doubt use those skills after the bankruptcy. You owe on those.--Wehwalt (talk) 22:31, 26 January 2012 (UTC)[reply]
- That is a huge unjustified assumption.--Itinerant1 (talk) 22:55, 26 January 2012 (UTC)[reply]
- Yes, it's hard to get a job during an economic downturn. That isn't news. If you look at sufficiently long-term statistics, graduate earning potential is still significantly higher than non-graduate earning potential. (Of course, you need a good degree from a good university - if you spent thousands of dollars on a party school, you have only yourself to blame.) --Tango (talk) 23:13, 26 January 2012 (UTC)[reply]
- Since, almost by definition, everyone can't get good degrees from good universities at the same time (and most people don't), but almost everyone ends up in debt, it would seem to me that the system is fundamentally rigged. --Itinerant1 (talk) 01:15, 27 January 2012 (UTC)[reply]
- (E/C) Have you tried asking the company (or checking their website)? I'm sure they would be able to give you answers to these questions. Before moving to another country on the basis of its healthcare system, it would be a good idea to check carefully their arrangements for foreign citizens, and bear in mind that they might not be set in stone. Finally, the HDI is an aggregate measure, and there is no reason to think it will match your personal experiences (you might expect that recent graduates just arrived from another country will tend to have very different lives to typical residents). 81.98.43.107 (talk) 20:51, 26 January 2012 (UTC)[reply]
- It's not a crime to walk away from a loan and hope to evade it. However, as an American taxpayer and all that, I don't choose to aid you.--Wehwalt (talk) 21:28, 26 January 2012 (UTC)[reply]
- As an Australian taxpayer, I'm not sure we want you.[citation needed] HiLo48 (talk) 21:40, 26 January 2012 (UTC)[reply]
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