Carispezia

Carispezia
Company type	Subsidiary (Società per azioni)
Industry	Financial services
Founded	1842
Headquarters	La Spezia, Liguria
Key people	Andrea Corradino (President)
Products	Retail banking
Revenue	€110 million (2013)
Operating income	€40.4 million (2013)
Net income	€14.4 million (2013)
Total assets	€2.68 billion (2013)
Total equity	€185 million (2013)
Owner	Cariparma (80%); – Crédit Agricole S.A. (75%); – Fondazione Cariparma (15%); – Sacam International (10%); Fondazione Carispezia (20%)
Number of employees	561 (2013)
Parent	Crédit Agricole S.A.; (via Cariparma)
Website	http://www.carispezia.it/

Cassa di Risparmio della Spezia SpA or Carispezia in short, is an Italian regional bank, which is part of Cariparma Group, the Italian arm of French banking group Crédit Agricole.

History

Found in 1842,^[2] Carispezia became Società per azioni in 1992, which a new legislation split the bank non-profit making ownership and banking operation.

Cariplo & Banca Intesa era

In 1995, Carispezia was merged with the saving bank of Alessandria and Carrara, with Cassa di Risparmio delle Provincie Lombarde (Cariplo) and the foundations became the new shareholder of a new holding company Carinord Holding SpA (acronym of Cassa di Risparmio Nord), which held 68.09% of Carispezia shares, and 31.91% shares remain held by Fondazione Carispezia.^[3] In 1998, Cariplo held 30.94% shares of Carinord Holding.^[4]

In 1998 Cariplo merged with Banco Ambrosiano Veneto to form Banca Intesa, which the shares of Carinord Holding held by Cariplo was transferred to Banca Intesa.^[5]

In 2002, the saving bank of Alessandria was split from the union.^[6] Carinord 2 SpA was formed, with Banca Intesa held 41.14%,^[7] Fondazione Carispezia held 31.83%, Fondazione CR Carrara held 27.03%.^[8] Fondazione Carispezia was the de facto major shareholder through direct and indirect holding of Carispezia's shares.

As part of Banca Intesa ended in 2003, which Carinord 2 was acquired by Banca CR Firenze (for Spezia only) and Banca Carige (for Carrara only). Banca Intesa would received €115 million for its 41.14% shares on Carinord 2.^[8] After the deal, Banca CR Firenze acquired 24.68% Carinord 2's shares and Banca Carige acquired 16.46%.

Banca CR Firenze era

In 2004 Banca CR Firenze completed the takeover of Carispezia, which the bank acquired the shares of Carinord 2 from the foundation. in 2006 the foundation further decreased its direct ownership on Carispezia to 20%.^[3]

Return to Intesa

In 2007, Intesa Sanpaolo, the successor of Banca Intesa, merged with Banca CR Firenze by shares exchange.^[9] In 2008 the privatization was completed, thus Carispezia finally acted as a subsidiary of Intesa instead of a loose shareholding union.

Crédit Agricole era

However, in 2011, as part of Crédit Agricole further direct investment into Italy as well as disinvestment in Intesa Sanpaolo, Carispezia was acquired by the French banking group, and place under the ownership of its Italian subsidiary, Cariparma.

The brand Carispezia was survived from the takeover, despite under the name "Carispezia-Crédit Agricole" in the logo.

References

^ ^a ^b ^c ^d ^e ^f ^g "2013 bilancio" (PDF) (in Italian). Carispezia.
^ http://www.carispezia.it/pages/carispezia-il-rinnovamento-nella-storia
^ ^a ^b "Storia della Fondazione" (in Italian). Retrieved 22 March 2015.
^ Grafico del Gruppo Bilancio Banca Intesa 1998 Template:It icon
^ Gruppo Intesa Consolidation area as at 31st December 2000
^ "Intesa Sanpaolo Press releases". Banca Intesa. 28 June 2002. Retrieved 22 March 2015.
^ Grafico del Gruppo bilancio Banca Intesa 2001 Template:It icon
^ ^a ^b "Comunicati stampa Intesa Sanpaolo" (in Italian). Banca Intesa. 17 July 2003. Retrieved 22 March 2015.
^ "INTESA SANPAOLO: BOARDS APPROVE AGREEMENT WITH ENTE CASSA DI RISPARMIO DI FIRENZE FOR ACQUISITION OF CONTROL OF CARIFIRENZE". Intesa Sanpaolo. 25 July 2007. Retrieved 22 March 2015.

External links

http://www.carispezia.it/

[Carispezia2013bilancio-1] ^ ^a ^b ^c ^d ^e ^f ^g "2013 bilancio" (PDF) (in Italian). Carispezia.

[2] ttp://www.carispezia.it/pages/carispezia-il-rinnovamento-nella-storia

[Fondazionecarispezia-3] "Storia della Fondazione" (in Italian). Retrieved 22 March 2015.

[4] Grafico del Gruppo Bilancio Banca Intesa 1998 Template:It icon

[5] Gruppo Intesa Consolidation area as at 31st December 2000

[6] "Intesa Sanpaolo Press releases". Banca Intesa. 28 June 2002. Retrieved 22 March 2015.

[7] Grafico del Gruppo bilancio Banca Intesa 2001 Template:It icon

[2003demerger-8] "Comunicati stampa Intesa Sanpaolo" (in Italian). Banca Intesa. 17 July 2003. Retrieved 22 March 2015.

[9] "INTESA SANPAOLO: BOARDS APPROVE AGREEMENT WITH ENTE CASSA DI RISPARMIO DI FIRENZE FOR ACQUISITION OF CONTROL OF CARIFIRENZE". Intesa Sanpaolo. 25 July 2007. Retrieved 22 March 2015.

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