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Private Listed
IndustryFinancial Services and Pawnbroker
FoundedNovember 2014 (November 2014)
FounderAshwin Parmeswaran, Rito Haldar
ServicesLuxury Asset Loans

Unbolted is a UK based online personal asset-based peer-to-peer lending platform, where individuals can borrow from other individuals by using high value personal assets [1] such as luxury watches, cars, fine arts, antiques, jewellery and commodities such as gold. The company started trading in November 2014 and has its offices in London.[2][3]


Unbolted was set up by Ashwin Parmeswaran and Rito Haldar with an aim to make short-term borrowing transparent, affordable and convenient for consumers and small business owners, by using their high-value personal assets to access low-cost loans.[4] It raised seed funding in July 2014 prior to its public launch in November 2014.


  1. ^ Jones, Rozi (30 December 2014). "P2P lender aims to challenge secured market". Financial Reporter. London. Retrieved 2014-12-30.
  2. ^ "Unbolted Launches as Challenger Brand to UK's "Out-Dated" Pawn and Secured Lending Industry with New Peer-to-Peer Online Offering". Yahoo Finance. London. 30 December 2014. Retrieved 2014-12-30.
  3. ^ Alois, JD (31 December 2014). "Unbolted May Be the First Peer to Peer Digital Pawn Shop". Crowd fund Insider. London. Retrieved 2014-12-31.
  4. ^ Bachelor, Lisa (11 January 2015). "'Wonga-style' pawnbroker set to take place of payday lenders". The Guardian. London. Retrieved 2015-01-11.