Zolotaya Korona

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Zolotaya Korona
Operating area Russia and CIS
Members 550
Founded 1994
Website https://koronapay.com/

Zolotaya Korona (Russian: Золотая Корона, literally - Golden Crown) is a Russian payment system that provides a range of consumer payment services, including Online Card-2-Cash RUB-USD/EUR exchange service, Cash-2-Cash, Online Card-2-Cash, Online Card-2-Card money transfers, loan repayments as well as b2b payment services for banks and organizations. Zolotaya Korona is officially recognized as socially important payment system in Russia and Kazakhstan.

Participants of payment services are 550 banks, geography of operations includes 32 countries. Zolotaya Korona was created in 1994 by CFT Group. Total turnover in 2016 was 745 billion rubles.[1]


Payment system Zolotaya Korona was founded in 1994 in Novosibirsk. By 1999 it united 144 participants in 58 regions of Russian Federation. In 2001 it implemented support of emission and acquiring of chip Debit/Credit cards according to EMV specifications.

In 2006 Russian payment system Zolotaya Korona won open tender of Novosibirsk city hall for supply of Social cards.[2]

In 2008 Zolotaya Korona became a laureate of biggest national award in financial sphere "Financial elite of the South" in nomination "Most reliable bank card".[3]

In October 2009, Zolotaya Korona became a member of "Sibirian Transport Union".[4]

Zolotaya Korona technology is used in Turkmenistan (Turkmencard), Kyrgyzstan (AlayCard), and national credit organization "ElBank-Lucas" (Poland).

In 2012 operation of Zolotaya Korona was prohibited in the territory of Armenia because of the violation of law and licence.

In September 2013 Zolotaya Korona was officially recognized as socially important payment system by the Central Bank of Russia.[5]

In October 2016 Ukraine banned operations of Zolotaya Korona and all other Russian payment systems as part of its sanction policy against the Russian military intervention in Ukraine.[6]

In February 2017 Zolotaya Korona was officially recognized as socially important payment system by the National Bank of Kazakhstan.[7]

Products and services[edit]

Money transfer - Cash-2-Cash, Online Card-2-Cash, Online Card-2-Card money transfers.

Online RUB-USD/EUR Exchange - 24/7 Card-2-Cash service.

Bank cards - debit, credit, prepaid, corporate, etc.

Loan repayments - Cash-beased payments in bank and retail POS network.

Transport and social cards - Zolotaya Korona projects in Chelyabinsk, Novosibirsk, Samara, Omsk, Orenburg, Gorno-Altaysk.

Loyalty cards - bonus, gift, discount, prepaid, etc.


  1. ^ "Zolotaya Korona 2016 operational results". 2016. Retrieved 25 January 2017. 
  2. ^ "Novosibirsk launches transport card project (С 1 августа в Новосибирске вводится транспортная карта)". Novosibirsk official web-site. 5 July 2006. Retrieved 20 January 2010. 
  3. ^ "Ceremony 2008". 22 November 2008. Retrieved 20 January 2010. 
  4. ^ "RPS "Zolotaya Korona" becomes a member of "Sibirian Transport Union"". 22 October 2009. Retrieved 20 January 2010. 
  5. ^ "Social Importance in Russia". 2013. Retrieved 27 September 2013. 
  6. ^ Read more on UNIAN: http://www.unian.info/economics/1593536-russian-payment-systems-seeking-ways-to-bypass-ukraine-sanctions-media.html
  7. ^ "Social Importance in Kazakhstan". 2017. Retrieved 15 February 2017. 

External links[edit]