Plus (interbank network)

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PLUS Logo.svg
Operating area Worldwide
Members Over 100,000,000
ATMs 1.8 million in over 200 countries and territories around the world
Founded April 1, 1982
Owner Visa

Plus (also known as Visa Plus or the Plus System) is an interbank network that covers all Visa credit, debit, and prepaid cards, as well as ATM cards issued by various banks worldwide. Currently, there are over one million Plus-linked ATMs in 170 countries worldwide.[1]

Plus cards can be linked in the following ways: as a standalone network, linked with a local interbank network or linked with any Visa product displaying the Visa flag on the front (Visa, Visa Debit and Visa Electron). Currently, there are 144 million proprietary Plus cards, not including a number of cards which have Plus as a secondary network.

Plus is widely used as a local interbank network most common in the United States where networks such as STAR, NYCE and Pulse also compete. It is also used in Canada, though it is significantly smaller than Interac there, and in places such as India and Indonesia where there are many interbank networks. The main competitor of Plus is Cirrus, which is offered by Visa rival MasterCard.


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