Uttar Bihar Gramin Bank

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Uttar Bihar Gramin Bank
Type Regional Rural Bank, sponsored by Central Bank of India
Headquarters Muzaffarpur, India
Area served Araria, Darbhanga, East Champaran, Gopalganj, Katihar, Kishanganj, Madhepura, Madhubani, Muzaffarpur, Purnea, Saharsa, Saran, Sheohar, Sitamarhi, Siwan, Supaul, West Champaran and Vaishali districts.
Website ubgb.in

Uttar Bihar Gramin Bank is a Regional Rural Bank (RRB) in the State of Bihar, India.[1] It is one of the largest regional rural banks in India in terms of branch network, staff strength and area of operation.[2][3][4]

The bank was created from the amalgamation of Uttar Bihar Kshetriya Gramin Bank and Kosi Kshetriya Gramin Bank(transferor regional rural banks) by Government of India in 1976 as per Gazette Notification issued by the Indian Ministry of Finance under Sub-Section (1) of Section 23 A of the Regional Rural Bank Act, 1976 (21 of 1976).[5] It is sponsored by Central Bank of India in the state of Bihar as a single regional rural bank.[1][6] The bank is headquartered in Muzaffarpur.[7][8]

Regional office[edit]

The bank has 20 regional offices.[9]

  • Bettiah, Station Bazar Chowk, Supriya Cinema Road, Bettiah.
  • Bagaha, Bagha Bazar, Distt -Bettiah, City- Bettiah
  • Benipur, Distt- Darbhanga, City - Darbhanga
  • Darbhanga, Devendra Lok, Lahriasarai, Dharbhanga.
  • Gopalganj, Vaibhav Hotel Complex, Gopalganj.
  • Hajipur, Ramashish Chowk, Hajipur.
  • Madhepura, Distt. Madhepura, City - Madhepura
  • Motihari (North), Red Cross Building, Motihari.
  • Motihari ( South), Red Cross Building, Motihari.
  • Purnia, Sri Nagar Hata, Purnia.
  • Siwan, Rajwansi Nagar, Siwan.
  • Siwan (East), Rajwansi Nagar, Siwan.

Areas of operation[edit]

The Uttar Gramin Regional Bank functions through a network of 1001 branches in 18 districts in the State of Bihar.[10][11][12]

Loan and schemes[edit]

Uttar Bihar Gramin Bank RuPay Debit card

The bank facilitates following loans and schemes to its customers.[13]

  • Loan against Fix-deposit
  • Loan Against Mortgage of Property
  • Advance to Small Road Transport Operator (SRTO)
  • Personal loan to salaried employees
  • Loan for Seasonal Agricultural Operation to Primary Agriculture Co-operative Societies
  • Finance to Joint Liability Group
  • Personal Loan to Panchayat/Block Level Teachers
  • Kisan Sathi Scheme
  • Gramin Bhandaran Yojna
  • Farm Mechanisation
  • Swarojgar Credit Card
  • Interest Subsidy Scheme (ISHUP) to Urban Poor to Construct/Purchase House
  • Prime Minister Employment Generation Programme
  • Cash Credit Limit
  • Bihar Ground Water Irrigation Scheme (BIGWIS)
  • Uttar Bihar Trade Scheme – Over Draft to Traders
  • Vehicle Loan
  • Solar Off Grid – Capital Subsidy Scheme
  • Grih Laxmi Home Loan Scheme[14]
  • Transport Operator Loan[15]
  • Rural Godown Loan[16]
  • Cold Storage Loan[17]
  • Agri Clinic and Agro Business Loan[18]
  • Rural Housing Loan[19]
  • Kisan Credit Card[20]
  • Apna Ghar Home Loan[22]
  • Mini Dairy Loan[23]
  • Educational Loan Scheme (Uttar Bihar Gyan Ganga)[24]

Award[edit]

The bank was awarded for the best performance in banking linkage of self-help groups (SHGs) in the Regional Rural category, at the state credit seminar organized by National Bank for Agriculture and Rural Development (Nabard).[25]

Recruitment[edit]

Bank recruits officials through the common written examination (CWE) hosted by Institute of Banking Personal Solution(IBPS) twice a year.[26]

See also[edit]

References[edit]

  1. ^ a b "State wise list of Regional Rural Banks". Retrieved 19 September 2013. 
  2. ^ BankBazar. "Uttar Bihar Gramin Bank – Mini Dairy Loan". Retrieved 19 September 2013. 
  3. ^ "Central Bank of India and Wipro Sign 5 Year Strategic Partnership". Retrieved 2013-09-19. 
  4. ^ Dr. N K Thingalaya. "Banking Spread: Gramin Banks versus Other Banks". Retrieved 2013-09-19. 
  5. ^ "About Us". Retrieved 19 September 2013. 
  6. ^ "Central Bank of India". Retrieved 2013-09-19. 
  7. ^ "Uttar Bihar Gramin Bank Facts: Uttar Bihar Gramin Bank is a Gramin Bank and its Headquarters is situated in Muzzafarpur". Retrieved 19 September 2013. 
  8. ^ "Uttar Bihar Gramin Bank". Retrieved 19 September 2013. 
  9. ^ "Regional Offices". Retrieved 19 September 2013. 
  10. ^ BankBazar. "Uttar Bihar Gramin Bank – Grih Laxmi Home Loan Scheme". Retrieved 19 September 2013. 
  11. ^ "Financial inclusion plan for 40 banks". Retrieved 2013-09-19. 
  12. ^ "Central Bank of India and Wipro Sign 5 Year Strategic Partnership". Retrieved 2013-09-19. 
  13. ^ "Loan Scheme". Retrieved 19 September 2013. 
  14. ^ BankBazar.com. "Uttar Bihar Gramin Bank – Grih Laxmi Home Loan Scheme". Retrieved 19 September 2013. 
  15. ^ BankBazar.com. "Uttar Bihar Gramin Bank – Transport Operator Loan". Retrieved 19 September 2013. 
  16. ^ BankBazar. "Uttar Bihar Gramin Bank – Rural Godown Loan". Retrieved 19 September 2013. 
  17. ^ BankBazar. "Uttar Bihar Gramin Bank – Cold Storage Loan". Retrieved 19 September 2013. 
  18. ^ BankBazar. "Uttar Bihar Gramin Bank – Agri Clinic and Agro Business Loan". Retrieved 19 September 2013. 
  19. ^ BankBazar. "Uttar Bihar Gramin Bank – Rural Housing Loan". Retrieved 19 September 2013. 
  20. ^ BankBazar. "Uttar Bihar Gramin Bank – Kisan Credit Card". Retrieved 19 September 2013. 
  21. ^ BankBazar. "Uttar Bihar Gramin Bank – Tractor Loan". Retrieved 19 September 2013. 
  22. ^ BankBazar. "Uttar Bihar Gramin Bank – Apna Ghar Home Loan". Retrieved 19 September 2013. 
  23. ^ BankBazar. "Uttar Bihar Gramin Bank – Mini Dairy Loan". Retrieved 19 September 2013. 
  24. ^ BankBazar. "Uttar Bihar Gramin Bank – Educational Loan". Retrieved 19 September 2013. 
  25. ^ Vithika Salomi. "Nabard puts Bihar's credit potential in priority sector at Rs 40,829 crore". Retrieved 2013-09-19. 
  26. ^ "Common Written Examination". Retrieved 2013-09-19. 

External links[edit]